No tax on Social Security benefits? Not quite true.
Here is an analysis from Govfacts.org:
Primary Beneficiaries: The main group to benefit are middle-income seniors aged 65 and over. These are individuals whose total income is high enough to create federal tax liability but low enough to fall below the phase-out thresholds. The White House Council of Economic Advisers estimated the new deduction would benefit 33.9 million seniors.
No Benefit for the Lowest-Income Seniors: The poorest seniors, whose total income is already below existing deduction thresholds, pay no federal income tax on their Social Security benefits. For this group, an additional deduction has no effect.
No Benefit for High-Income Seniors: Wealthier retirees with incomes above the phase-out thresholds are ineligible for the deduction and see no change in their tax liability from this provision.
Harry Sit, creator of TheFinanceBuff.com, just posted a good analysis of this issue, including a chart compiling the income phaseouts:
https://tipswatch.com/2025/07/05/no-tax-on-social-security-benefits-not-quite-true/
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Big Bullsh*t Bill ... 
= new reply since forum marked as read
How many seniors over 65 are middle income
Estimating the number of middle-income seniors aged 65 and older requires defining "middle income" and drawing on available data.
According to a study funded by the National Investment Center for Seniors Housing & Care and published by Health Affairs, the number of middle-income seniors is projected to nearly double from 7.9 million in 2014 to 14.4 million in 2029.
This study defined middle-income seniors based on annuitized financial resources, not including home equity:
For those aged 75-84: annual income and assets between $25,001 and $74,298.
For those aged 85 and older: annual income and assets between $24,450 and $95,051.
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Does this answer your question?
It answers the question but seems to be off quite a bit.
I receive $1410 in SS and a pension of $107/mo.
I am poverty level but using funds from an old IRA with less than $75,000 in it to keep going. I pay taxes on any distributions if I draw too much out.
Without the IRA, I'd be totally screwed.
I must not be alone in this 
. I do own the small house I live in, my only asset.
