General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsThey're going to die.
I waited to post this until I had permission from the writer. This is real and it's frightening. The blood running through the veins/arteries of the monsters in the R' party/Project 2025/Russell Vought has been replaced with cruelty and evil. ð¡ð¤¬ð
— Rebecca E âð (@spoutiblegirl.bsky.social) 2025-10-03T23:31:50.345Z

Klarkashton
(4,163 posts)Republican bastards that won't budge on the healthcare budget.
This is absolutely tragic raising the fees in order to give tax breaks to billionaires and wasting money on ICE.
God help us.
no_hypocrisy
(53,266 posts)Klarkashton
(4,163 posts)Imagine next fall. Who knows?
Skittles
(167,834 posts)is it a private plan in addition to Medicare? or a Medigap plan? what exactly is going up
applegrove
(128,520 posts)I'm in Canada.
Skittles
(167,834 posts)it doesn't make a lot of sense to a lot of us Yanks either
James48
(4,969 posts)Some people dont have traditional Medicare, instead they have Medicare advantage plans, which are private plans they pay a fee for.
But once you are on an advantage care plan, you cant yo back to regular Medicare.
Skittles
(167,834 posts)but if you want a Medigap plan it will cost you out the ass (not that they are cheap for anyone) and they CAN be denied
soldierant
(8,996 posts)but I think that's coming right up. Regular Medicare is parts A and B. I would recommend getting part D if one has chronic conditions (here, Sheriff). I am fortunate in that the employer I retired from opted to go to an HRA program. Keeping an active Part D with a particular company is a condition of keeping it, but that works well for me - I just got the notice from them that next year's premium will go down a little If Part D is not an option, a DUer recently posted an article about a service that Mark Cuban is involved with,, so that may be an option.
Please don't tell them I said so, but in my opinion all Medicare Advantage plans are scams. The only one who gets an advantage with them is the insurer.
Skittles
(167,834 posts)I don't blame people for using them - especially people of modest means, a lot of money is spent enticing them - but the entire goal of MA is to eventually get rid of Medicare and turn it all over to the insurance wolves. Only then will people see what those "freebies" really cost.
BattleRow
(1,842 posts)going to ask about that. Have always had regular Medicare and secondary plan from my husbands former employer from which he retired from several years ago.
TimeToGo
(1,432 posts)MontanaMama
(24,551 posts)eligible for Medicare and buys health insurance from the Marketplace. Im 60, my husband is 64. I buy our health insurance through the Marketplace for us and our 20 year old son. Our policy is $2200 per month with an $8000 per person deductible. We received a letter stating our current plan will go up at least 75%. I dont know how we will shoulder this.
a kennedy
(34,538 posts)I FAWKING HATE THEM ALL. and not sorry. I hope they do infiltrate this site. I hope they see what Ive written and said. I FAWKING HATE, DESPISE, and DETEST THEM ALL. 🤬 🤬 🤬 🤬 🤬
dhol82
(9,618 posts)My copay insurance is going to be raised 50%. It was high before but now will be ridiculous.
dhol82
(9,618 posts)Ms. Toad
(37,775 posts)Bread and Circuses
(1,223 posts)But, Im confused.
She states that shes a senior and low-income and medicaid . Am I wrong to assume that she is receiving Medicaid?
I dont know her situation , but something doesnt add up for me , $1000/monthly Increase to her Medicaid plan.?
And why would she cancel her health insurance when she has many serious health issues?
I am not criticizing this woman, Im sorry for the difficulties she faces. It must be stressful.
I hope that a relative can sort this out for her and explain that she is risking her life if she discontinues medical insurance and medical care.
If the facts are accurate , I wish we had more details.
Thanks for reading my post.
applegrove
(128,520 posts)HuskiesHowls
(735 posts)That is probably a combination of premiums, Part D deductibles and copays. If some of her meds changed tier, her cost could go from zero dollars to maybe 50% of the cost (which for specialty drugs could be thousands). Her deductibles could have gone up from possibly zero to some astronomical number. Its also possible that instead of having zero copay for doctor visits, that has gone up, as well as referrals to specialists.
My wife and I are both in our late 70's, and I have just gone through this. In my wife's very specific case, Part D deductible went from zero, to $615. That's along with the monthly premium going up $25 a month. She only has 4 prescriptions, and all of those are generics, so it will take us about 6 months to cover the deductible. Along with that, my wife's supplemental insurance rates went up $50 a month, and for the last 4 years, the only claims have been for quarterly doctor visits; no specialists, no hospitals, no expensive testing.
My wife and I are lucky, we're both pretty healthy, but we both feel the need to be insured because we don't know when one of us will need it. Most recently, we've spent more money on keeping our dogs healthy, than we have on ourselves.
Bread and Circuses
(1,223 posts)I found the post to be confusing. Yes, I can better understand if one factors in her deductible, copays, monthly premium and meds.
I dont doubt that the costs are going up. But this is crazy.
Im glad that both you and your wife are able to stay healthy! Its important to take care of our little fur-babies, too!
Many thanks!
applegrove
(128,520 posts)mwmisses4289
(2,344 posts)the lady is implying that her out of pocket expenses (a.k.a co-pay and/or deductible) is going to go up by over a $1000 more per month. In other words, if she only has to currently pay $400 a month for all her care, medications, etc., next year her payment is going to get jacked up to $1400 (or more) per month. If her income from ss and other sources is only $1500-2000 or so a month, a $1000 or more increase is going to be devastating.
applegrove
(128,520 posts)Skittles
(167,834 posts)seeing as she is a person who most certainly routinely uses up deductibles, when they are raised that can be quite costly
what a fucking SCAM American health insurance is, it is just plain WRONG......not to mention how constant worry about medical bills affects someone's health and recovery
Jack Valentino
(3,454 posts)ALWAYS 'cruelty and evil", so I am confused..... there has BEEN no great change here
Auggie
(32,587 posts)Response to applegrove (Original post)
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applegrove
(128,520 posts)Response to applegrove (Reply #21)
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Bernardo de La Paz
(59,262 posts)Response to Bernardo de La Paz (Reply #24)
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Bernardo de La Paz
(59,262 posts)Bernardo de La Paz
(59,262 posts)SoFlaBro
(3,674 posts)applegrove
(128,520 posts)Bernardo de La Paz
(59,262 posts)applegrove
(128,520 posts)Joinfortmill
(19,050 posts)OldBaldy1701E
(9,207 posts)I cannot afford it now, so any increase means I will have to just suffer in the streets and die in the gutter.
However, I will promise you this. If I end up in this position with no way out of it (which is the path I am on at the moment, despite any attempts to change this), I will spare no expense or effort to get to D.C. so I can die on the steps of the White House. If they are causing it, they should have to experience it. Over and over and over. Remember, that orange gibbon won't even come out of the doorway unless they clear Pennsylvania Ave. None of them will leave without massive protection. They don't like having their 'fee-fees' hurt.
Maybe if enough people do this, it will wake up the rest of us. I doubt it, but at this point, I might as well do something.
wiggs
(8,470 posts)leave the market rather than pay more, which leaves the overall population on insurance programs unbalanced. Resulting in even higher costs and premiums.
They are crashing the systems...both public and private.