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SocialDemocrat61

(6,420 posts)
Thu Nov 6, 2025, 09:12 AM Thursday

Which payment method do you use the most at stores?


181 votes, 2 passes | Time left: Time expired
Credit/Debit card
153 (85%)
Cash
22 (12%)
Check
2 (1%)
Barter of goods or services ;)
1 (1%)
Other
3 (2%)
Show usernames
Disclaimer: This is an Internet poll
74 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
Which payment method do you use the most at stores? (Original Post) SocialDemocrat61 Thursday OP
So many cafes are no cash now BlueWaveNeverEnd Thursday #1
I believe in NYC choie Thursday #13
Have been using credit or debit more the doc03 Thursday #2
Under $20, cash. Over $20, debit. Emile Thursday #3
I use a credit card ... PBC_Democrat Thursday #4
Why do you ask? Amaryllis Thursday #5
... EYESORE 9001 Thursday #6
Curiosity SocialDemocrat61 Thursday #7
I'm curious how many DUers hate beets leftstreet Thursday #9
You should SocialDemocrat61 Thursday #12
definitely on Team Hate Beets nt yellowdogintexas Thursday #40
Me too Bettie Friday #74
I'm not a fan of beets. I know they are good Emile Thursday #14
I learned to like them. I don't love them, but like enough to get their benefits....Otho cottage cheese?... electric_blue68 Thursday #59
Love beets! Shambala Thursday #18
We can't be friends leftstreet Thursday #28
😂 more beets for me then Shambala Thursday #39
You MUST read "Jitterbug Perfume DFW Thursday #55
The beet was Rasputin's favorite vegetable leftstreet Thursday #56
Ah, well...... DFW Thursday #67
Beets Turbineguy Thursday #19
Right there with you....childhood trauma LtTx Thursday #29
I love beets and I think we need a new DU argument thread! yardwork Thursday #20
Once I saw Dana Loesch pimping beet extracts I swore off of then forever!!! Moostache Thursday #26
Put me down under "I love beets." NameAlreadyTaken Thursday #35
Thank you for asking. hamsterjill Thursday #25
My email acct once was hacked and they sent a message to my entire address book that started with asking "Do you use Amaryllis Thursday #30
I have had that happen to me, resulting in the Nigerian Prince scam going out to my entire address list. nt yellowdogintexas Friday #72
I use Apple Pay Mz Pip Thursday #8
We have a small retail shop, and NameAlreadyTaken Thursday #37
All of my paper money says PoindexterOglethorpe Thursday #10
I no longer use a credit card; debit card only. If I can't afford to pay for something now, I don't want debt to be CTyankee Thursday #11
Credit cards companies want your Social Security number Emile Thursday #16
I have a wise fear of disclosing my SS number to anybody. CTyankee Thursday #17
My first voter list order auditor asked what all I wanted on the list and I said everything. Thinking voting history IA8IT Thursday #60
your bank has it, it is necessary to file taxes, in Texas you have to have it for a driver's license and voter yellowdogintexas Friday #70
I'd honestly avoid using a debit card fujiyamasan Thursday #46
I will check with my bank on its procedure. Thanks for the heads up. CTyankee Thursday #51
Usually cash but sometimes a credit card. Munu Thursday #15
Have used Rebl2 Thursday #21
Should separate credit/debit... Wounded Bear Thursday #22
Try to use cash all the time. Prairie_Seagull Thursday #23
Swish Celerity Thursday #24
untill now , snap. in future debit card. AllaN01Bear Thursday #27
I have switched to credit card LtTx Thursday #31
Same. I DO NOT want any transactions on Debit card, it puts my checking account at bigger risk of hacking Attilatheblond Thursday #45
I've had debit cards stolen fujiyamasan Thursday #50
Up until about 8 years ago, I paid cash for food, etc. Then, it just became easier to hand a credit card and Silent Type Thursday #32
If the store has a rewards system, it is easier to track your points yellowdogintexas Thursday #43
Debit card. OAITW r.2.0 Thursday #33
What about tap (ApplePay, Google Pay)? NameAlreadyTaken Thursday #34
While back, there was some news about tap to pay problems. Seems the machine didn't always clear out Attilatheblond Thursday #47
Wow that's strange and disturbing. NameAlreadyTaken Thursday #53
I had a grocery clerk chase me down in the parking lot because he caught it happening Attilatheblond Thursday #63
I rarely carry cash. Americanme Thursday #36
I use my CC because I get miles. I use it for pretty much everything that I can use it for. I lay it off Raftergirl Thursday #38
Definitely a debit card with the following exceptions: yellowdogintexas Thursday #41
Credit csrds usedtobedemgurl Thursday #42
I have an American Airlines frequent flyer card, which gives points for everything you use it for yellowdogintexas Thursday #44
You can also get cards that give you a bonus. usedtobedemgurl Thursday #48
Yes... thank you! AAdvantage card and HHonors card... for everything! QueerDuck Thursday #49
thanks for that tip! My property taxes have been reduced enough that putting the yellowdogintexas Friday #71
cash and debit ShepKat Thursday #52
By December chickens will be better than cash Johonny Thursday #54
These days I only use cash to pay the cleaning lady, the guy that cuts my hair and as a tip for the nail guy. beaglelover Thursday #57
It's about 50/50, cash or card. Iggo Thursday #58
This message was self-deleted by its author PeaceWave Thursday #61
Only on Epstein Island 😉 SocialDemocrat61 Thursday #66
From travels to the southeastern US IzzaNuDay Thursday #62
also in Texas. nt yellowdogintexas Friday #73
There are very few things I use cash for jmowreader Thursday #64
The last time I used a check the cashier didn't know what to do with it. Owl Thursday #65
Five finger discount... BluesRunTheGame Thursday #68
I like getting 2% credit card reward and being able to keep track of payments wishstar Thursday #69

doc03

(38,632 posts)
2. Have been using credit or debit more the
Thu Nov 6, 2025, 09:44 AM
Thursday

last year or so. Cash just seems to disappear
I had their meal deal at Arby's yesterday sandwich, fries and drink over $11. I had lunch
at Denny's one day last week. Skillet dinner and an extra $1.50 for garlic toast $3 for coffee and 15% tip $21.15.




PBC_Democrat

(445 posts)
4. I use a credit card ...
Thu Nov 6, 2025, 09:48 AM
Thursday

and pay for 90% of my purchases using my watch.

Easier, faster, and more secure.

Emile

(39,090 posts)
14. I'm not a fan of beets. I know they are good
Thu Nov 6, 2025, 10:19 AM
Thursday

for you, but never liked the taste of them. Same way with cottage cheese. Cottage cheese tastes like sour milk to me.

electric_blue68

(24,854 posts)
59. I learned to like them. I don't love them, but like enough to get their benefits....Otho cottage cheese?...
Thu Nov 6, 2025, 01:25 PM
Thursday

Eeeew, I hate the look of it. 😄

DFW

(59,342 posts)
55. You MUST read "Jitterbug Perfume
Thu Nov 6, 2025, 01:17 PM
Thursday

No one should die without having read that book SERIOUSLY!!! NO ONE!!

It will also remove any beet aversion you may have had, even if it has been for decades.

Do yourself a favor and read Jitterbug Perfume! You will thank me for the rest of your life. This is no joke!

leftstreet

(38,208 posts)
56. The beet was Rasputin's favorite vegetable
Thu Nov 6, 2025, 01:23 PM
Thursday

you could see it in his eyes



That's a great book! (Still hate beets though)

DFW

(59,342 posts)
67. Ah, well......
Thu Nov 6, 2025, 02:04 PM
Thursday

Sometimes the best efforts of mice and men are still not enough.........

LtTx

(33 posts)
29. Right there with you....childhood trauma
Thu Nov 6, 2025, 11:08 AM
Thursday

I am a polio survivor. Had it as a toddler in mid 1957. Mostly affected lower right leg and both feet. I was very lucky to be treated at Shriner's Hospital- Shreveport for multiple surgeries when I was 11 and 13. I spent 9 months in the hospital both times. 300 miles away from my parents/siblings. But...they served beets regularly. I would hide them in my cup for brushing my teeth and then flush them in the toilet! Still cannot even think about eating them!

Moostache

(10,915 posts)
26. Once I saw Dana Loesch pimping beet extracts I swore off of then forever!!!
Thu Nov 6, 2025, 11:04 AM
Thursday

I would rather die than see my economic activity intentionally benefit that bitch by one red cent....

hamsterjill

(16,792 posts)
25. Thank you for asking.
Thu Nov 6, 2025, 11:02 AM
Thursday

I often times wonder what makes someone create a poll like this. And most times, I don't answer.

Amaryllis

(10,829 posts)
30. My email acct once was hacked and they sent a message to my entire address book that started with asking "Do you use
Thu Nov 6, 2025, 11:11 AM
Thursday

Amazon" and if the answer was yes, it went on from there asking ....oh, it's too complicated to explain but several friends who fell for it lost money and consequently I am very skeptical if anyone asks anything finances.

yellowdogintexas

(23,519 posts)
72. I have had that happen to me, resulting in the Nigerian Prince scam going out to my entire address list. nt
Fri Nov 7, 2025, 02:49 PM
Friday

NameAlreadyTaken

(2,136 posts)
37. We have a small retail shop, and
Thu Nov 6, 2025, 11:29 AM
Thursday

we have seen a slow, steady increase in the number of ApplePay or GooglePay users over the last 10 years.

I'm always happy to see someone use ApplePay because it is so easy and quick and it's basically fraud-proof. I wish it would become the prevailing standard.

PoindexterOglethorpe

(28,302 posts)
10. All of my paper money says
Thu Nov 6, 2025, 10:14 AM
Thursday

"This note is good for all debts public and private".

I don't understand how any business can legally refuse cash. Someday I'm going to make sure I have only cash with me, no credit or debit card and see what happens.

CTyankee

(67,537 posts)
11. I no longer use a credit card; debit card only. If I can't afford to pay for something now, I don't want debt to be
Thu Nov 6, 2025, 10:15 AM
Thursday

hanging over me. The only debt I have now is mortgage and of course there are benefits there.

Emile

(39,090 posts)
16. Credit cards companies want your Social Security number
Thu Nov 6, 2025, 10:24 AM
Thursday

when you apply. I remember when your Social Security card used to be printed on them, not to be used for identification. With all the identity theft, we need to get back with that.

IA8IT

(6,295 posts)
60. My first voter list order auditor asked what all I wanted on the list and I said everything. Thinking voting history
Thu Nov 6, 2025, 01:26 PM
Thursday

Included was every voter in the county social security number. The 90's in Iowa... now Iowa has voter ID numbers.

About a three inch stack of voter list with the dot matrix printer holes on the edges was fed into shredder

yellowdogintexas

(23,519 posts)
70. your bank has it, it is necessary to file taxes, in Texas you have to have it for a driver's license and voter
Fri Nov 7, 2025, 02:41 PM
Friday

registration, it is on your passport if you have one and these days it is assigned when you are a kid so it is on everything you do from that point on, and every employer has it in their files..

There is literally no way you can avoid giving out your social security number.

I am just really really careful about using it recklessly. These days, if you are confirming something financial you are most likely only asked for the last 4 digits.

fujiyamasan

(948 posts)
46. I'd honestly avoid using a debit card
Thu Nov 6, 2025, 12:17 PM
Thursday

They’re probably the least secure method of payment. I’ve had criminals steal and draw money directly from my accounts on several occasions. It also takes days for the money to be debited back from the bank in case of fraud. It’s stressful waiting during that time period. I’d rather my credit card be skimmed than a debit card.

A credit card dispute is much easier. The key is just paying off the balance each month to avoid interest and fees. The cash back and rewards cards out there make it a no brainer.

I’d suggest using cash over a debit card. At least if you’re mugged or pick pocketed, it’s whatever that’s in your wallet or purse that’s stolen, and not your bank account.

Rebl2

(17,204 posts)
21. Have used
Thu Nov 6, 2025, 10:51 AM
Thursday

credit card at grocery store all my married life and that card is paid off each month in total. Large purchases go on credit cards and get paid off each month, not that we make many large purchases anymore.

Wounded Bear

(63,486 posts)
22. Should separate credit/debit...
Thu Nov 6, 2025, 10:58 AM
Thursday

I use my debit card as most of the time. Cash on small purchases/items and credit sometimes.

Prairie_Seagull

(4,552 posts)
23. Try to use cash all the time.
Thu Nov 6, 2025, 11:00 AM
Thursday

When I go the an atm to take out cash. I take out 50's. 100's get you looked at funny and the bill scrutinized much more. When I haven't planned ahead I use my debit.

LtTx

(33 posts)
31. I have switched to credit card
Thu Nov 6, 2025, 11:11 AM
Thursday

My debit card has had to be replaced 4 times in the last 18 months due to fraudulent use. The credit card offers more security for me. I have alerts set up on the credit cards to advise me of just about any purchase.

Attilatheblond

(7,781 posts)
45. Same. I DO NOT want any transactions on Debit card, it puts my checking account at bigger risk of hacking
Thu Nov 6, 2025, 12:17 PM
Thursday

I pay off my credit card every month unless there is an expensive emergency. My card does allow me to use 3-6 months to pay off a bigger purchase without any interest.

fujiyamasan

(948 posts)
50. I've had debit cards stolen
Thu Nov 6, 2025, 12:25 PM
Thursday

And it’s a real drag disputing the transactions and stressful while waiting for the bank to despot it the cash. It’s so much easier to dispute transactions with a credit card.

The last thing I’d want is my bank account exposed to others. The debit card does exactly that. I usually just keep it at home.

Silent Type

(11,959 posts)
32. Up until about 8 years ago, I paid cash for food, etc. Then, it just became easier to hand a credit card and
Thu Nov 6, 2025, 11:12 AM
Thursday

go my way.

It was sometimes painful watching cashiers try to count out change.

yellowdogintexas

(23,519 posts)
43. If the store has a rewards system, it is easier to track your points
Thu Nov 6, 2025, 12:13 PM
Thursday

if you use plastic, whether debit or credit.

OAITW r.2.0

(30,936 posts)
33. Debit card.
Thu Nov 6, 2025, 11:14 AM
Thursday

Easier to track total purchases in my budget-to-actual expenses in my Excel spreadsheet. I developed it over 10 years ago and allows me to view long term trends in my spending.

Edited to add: And no to the beets.

Attilatheblond

(7,781 posts)
47. While back, there was some news about tap to pay problems. Seems the machine didn't always clear out
Thu Nov 6, 2025, 12:18 PM
Thursday

and when other people tapped, it sometimes went on previous user's bill. Nah, I'll pass on tapping

NameAlreadyTaken

(2,136 posts)
53. Wow that's strange and disturbing.
Thu Nov 6, 2025, 01:12 PM
Thursday

We use the Square Terminal in our little retail store. It accepts card payments or tap payments. We've never had the problem you mentioned happen with tap payments. I hope that problem has been fixed!

Attilatheblond

(7,781 posts)
63. I had a grocery clerk chase me down in the parking lot because he caught it happening
Thu Nov 6, 2025, 01:44 PM
Thursday

While he was ringing up the person behind me in line, he noticed that person's order was being added to my previous order. Bit of a mess to get straightened out. Glad the clerk noticed something was amiss. I use my credit card at the store now. Easier to fix.

Americanme

(313 posts)
36. I rarely carry cash.
Thu Nov 6, 2025, 11:19 AM
Thursday

Rarely write a paper check. Almost all transactions are debit card/credit card, or electronic transfer.

Raftergirl

(1,758 posts)
38. I use my CC because I get miles. I use it for pretty much everything that I can use it for. I lay it off
Thu Nov 6, 2025, 11:31 AM
Thursday

every month.

yellowdogintexas

(23,519 posts)
41. Definitely a debit card with the following exceptions:
Thu Nov 6, 2025, 12:10 PM
Thursday

One of Ft Worth's most popular restaurants has a cash only policy. No debit, credit cards or personal checks
Gas pumps. Never use your debit card at the gas pump. Crooks rig those card slots with a tool which allows them to get your bank account information. I either use my Costco card or another credit card. It is a lot easier to keep track of the purchases that way. Too many of my friends have had their bank accounts messed up because they used their debit card at the pump.

We also use a credit card for any large purchase which might mess with our cash flow.

usedtobedemgurl

(1,878 posts)
42. Credit csrds
Thu Nov 6, 2025, 12:13 PM
Thursday

I pay them in full the end of every month. I just bought a game arcade table with over 500 games from a points to cash conversion on one of my cards.

yellowdogintexas

(23,519 posts)
44. I have an American Airlines frequent flyer card, which gives points for everything you use it for
Thu Nov 6, 2025, 12:16 PM
Thursday

If I am using it to buy tickets, I get miles for the flight itself, and miles for the $$.
This has given me a number of free trips to Phoenix.

usedtobedemgurl

(1,878 posts)
48. You can also get cards that give you a bonus.
Thu Nov 6, 2025, 12:20 PM
Thursday

So, when you sign up, you can get a bonus of something like $200 if you spend a $1,000 in three months. It is crazy the offers they give. Good on you getting those free trips.

QueerDuck

(597 posts)
49. Yes... thank you! AAdvantage card and HHonors card... for everything!
Thu Nov 6, 2025, 12:20 PM
Thursday

Even property taxes... the "courtesy fee" charged by my county -vs- the miles/points earned is worth it to keep our "Diamond" status.

yellowdogintexas

(23,519 posts)
71. thanks for that tip! My property taxes have been reduced enough that putting the
Fri Nov 7, 2025, 02:48 PM
Friday

installments on a card would be easy to pay out immediately and it just adds more miles.
In Texas, we have a hefty homestead exemption and over 65 or disabled homeowners have an additional reduction. One of the few things our state legislature had done which is universally beneficial.

ShepKat

(504 posts)
52. cash and debit
Thu Nov 6, 2025, 01:04 PM
Thursday

Cash for local co-ops and mom/pop small businesses.
Debit for larger corporate stores.

beaglelover

(4,384 posts)
57. These days I only use cash to pay the cleaning lady, the guy that cuts my hair and as a tip for the nail guy.
Thu Nov 6, 2025, 01:24 PM
Thursday

Everything else goes on the CC which I pay off monthly.

Response to SocialDemocrat61 (Original post)

IzzaNuDay

(1,189 posts)
62. From travels to the southeastern US
Thu Nov 6, 2025, 01:31 PM
Thursday

Credit card payments at some establishments charged an extra 3% if credit cards were used. I ended up using most of my cash while on the road.

Owl

(3,759 posts)
65. The last time I used a check the cashier didn't know what to do with it.
Thu Nov 6, 2025, 01:57 PM
Thursday

Had to bring her supervisor over and even she was uncertain how to enter the check into the register. Another supervisor came over and it finally got entered for payment.

wishstar

(5,791 posts)
69. I like getting 2% credit card reward and being able to keep track of payments
Thu Nov 6, 2025, 03:27 PM
Thursday

So far this year have gotten over $200 in credit card rewards. Card pays 3% on gas.

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