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gab13by13

(30,624 posts)
Tue Nov 11, 2025, 10:25 AM Tuesday

People Don't Understand What Losing Obamacare Will Do To All Healthcare Plans

Democrats weren't just fighting for Obamacare subsidies;

24 million people have Obamacare, 22 million get subsidies. 57% of the people who get subsidies live in red districts.

Costs are going to double and triple for those people.

Older adults and seniors risk losing coverage since the subsidies enabled a 50% reduction in uninsured people ages 50 - 64.
Obamacare provided insurance to older, sicker, people with pre-existing conditions to get health insurance, so now these older, sicker, people with pre-existing conditions are going to show up at emergency rooms all across the country.

The CBO estimates that 4 million more people will become uninsured.

Increased uninsured rates will lead to higher Medicare costs and strains on hospitals and state and local governments, people not on Obamacare could see their costs rise also.

A report from Mercer said that 59% of employers who provide insurance are going to make cost-cutting changes to their insurance.

Not renewing the Obamacare subsidies will have a ripple effect that will affect all of us.

That's what Democrats were fighting for, don't want to hear about how 9 rogue Democrats made the right choice.

https://www.msn.com/en-us/news/politics/what-the-end-of-obamacare-subsidies-could-mean-for-your-health-coverage/ar-AA1QaxLm?ocid=msedgdhp&pc=HCTS&cvid=69134f3fd2ad45bebcea6ddafc0db25c&ei=15

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People Don't Understand What Losing Obamacare Will Do To All Healthcare Plans (Original Post) gab13by13 Tuesday OP
Yep, but the GOP and Trump crews don't think long term or about repercussions. And states don't have wherewithal... dutch777 Tuesday #1
Yes they do... Hope22 Tuesday #36
Republicans "We gave rural hospitals $50B!" ....while cutting $100B per year over 10 years underpants Tuesday #38
The 2024 election popsdenver Tuesday #41
I do Rebl2 17 hrs ago #60
We'll be going back to talk of vouchers and savings plans leftstreet Tuesday #2
That's why insurance companies donate to politicians' campaigns. sop Tuesday #4
You see why capitalism is a FAILURE for the people but a gravy train for business Stargazer99 Tuesday #17
Yep. We need to turn that spigot off if we want to KPN Tuesday #24
That would take congressional representation Bettie Tuesday #54
If people can't cover the loss of their ACA support they can't pay their premiums and will drop out of the in2herbs Tuesday #6
Taxpayers. KPN Tuesday #25
I can't see that affordability this time around. nt in2herbs Tuesday #30
The upside to that claim is that the USSC has declared that health care is not a right, so how will politicians be in2herbs Tuesday #8
Driving a car isn't a right, but you have to buy insurance leftstreet Tuesday #16
They'll change the law that requires Bettie Tuesday #53
Thank you for posting this! Emile Tuesday #3
It affects all of us, except the very rich who have insurance provided for them gab13by13 Tuesday #15
I don't think the wealth class needs healthcare Insurance? pwb 17 hrs ago #61
But they've promised a vote! BannonsLiver Tuesday #5
And haven't a lot of red voters lost their nearby healthcare facilities? ananda Tuesday #7
But thankfully at least Billionaires will have lower taxes. groundloop Tuesday #35
urban hospitals will b hit, too. mopinko Tuesday #9
There are a lot of trumpers out there sheshe2 Tuesday #10
Insurance in general is going up at an alarming rate Johonny Tuesday #11
This is the real issue EdmondDantes_ Tuesday #13
My Condo Insurance DallasNE Tuesday #22
I'm still waiting for the Obama Care death panels, as promised by Sarah Palin. Dr. T Tuesday #37
Replacing people to blow you off with AI to blow you off isn"t cheap!! IA8IT Tuesday #52
FAFO tired of caring about idiots. we can do it Tuesday #12
Insurance companies crud Tuesday #14
I live in rural, central Pa. gab13by13 Tuesday #18
And doctors are leaving the profession in droves. milestogo Tuesday #28
The point is to kill the useless eaters Stargazer99 Tuesday #19
Don't Forget About Job Losses modrepub Tuesday #20
Double or Triple would be a blessing! moreland01 Tuesday #21
The math ain't mathin' Bluetus Tuesday #23
Yeah, I didn't understand that 4 million number either, gab13by13 Tuesday #43
Maybe they are thinking of people that will be losing jobs Bluetus Tuesday #55
ER Triage 2na fisherman Tuesday #26
If we lose Medicare and Medicaid, this old timer will be uninsured. Paper Roses Tuesday #27
I use Healthcare.gov for health insurance. NCDem47 Tuesday #29
Ask Rick Scott. moondust Tuesday #31
The purpose was to destroy Obama Care MissouriDem47 Tuesday #32
Yep and Social Security is next underpants Tuesday #49
What did they think the 2024 election was about, and when VP Harris constantly warned us about Project 2025? lostincalifornia Tuesday #33
She won. Ask Musky. Joinfortmill Tuesday #46
The MAGA health plan is "die quickly" IronLionZion Tuesday #34
I know it's a conspiracy theory but it's looking more and more likely underpants Tuesday #40
Wealthy want their tax cuts. They don't want to pay to subsidize someone else's health insurance IronLionZion Tuesday #42
Globally: Gaza (erasevtgat problem) and US Aid underpants Tuesday #50
Something I posted on FB the other day. ACA isn't just help paying premiums, it also added regulations. Attilatheblond Tuesday #39
Thanks for the clear information. gab13by13 Tuesday #44
You are welcome. People seem to have forgotten the reasons Big Insurance wants the program gone. Attilatheblond Tuesday #47
Thanks for more of the details. yellow dahlia Tuesday #56
You're welcome. GOP wants their fools to just think it's a money give away Attilatheblond Tuesday #57
Does the Continuing Resolution abolish those regulations? Martin Eden 21 hrs ago #58
Don't know, but I assume it strikes down the whole ACA, which insurance companies would pay pols to do Attilatheblond 17 hrs ago #59
This just might destroy the Republican party Joinfortmill Tuesday #45
We have a large segment of Americans who have been completely brainwashed by right-wing propaganda media hadEnuf Tuesday #48
it will also force the closure of thousands of hospitals and urgent care clinics. nt yaesu Tuesday #51
Lived in a rural American town where the local clinic/mini hospital (8 beds) got federal funding Attilatheblond 17 hrs ago #62

dutch777

(4,772 posts)
1. Yep, but the GOP and Trump crews don't think long term or about repercussions. And states don't have wherewithal...
Tue Nov 11, 2025, 10:33 AM
Tuesday

...to fill in the care gaps, save their smaller and more rural hospitals already financially teetering and protect their most vulnerable whose health and wellness will suffer. Small consolation that more ill will fall on red states but pity the innocents.

underpants

(193,864 posts)
38. Republicans "We gave rural hospitals $50B!" ....while cutting $100B per year over 10 years
Tue Nov 11, 2025, 12:45 PM
Tuesday

Passage of the budget reconciliation law signed into law by President Trump (HR1) will result in a gross reduction of $990 billion in federal Medicaid and CHIP spending over 10 years and an increase in the number of uninsured Americans of 10 million. These are the largest health cuts in Medicaid’s history, and passage of the bill was delayed by worries that rural hospitals across the United States would be put at further risk of closing because so many of their patients rely on Medicaid. KFF estimates that HR1 will reduce federal Medicaid spending in rural areas across all states by $137 billion over 10 years.
To ensure passage, Congress included a $50 billion “Rural Health Transformation Fund” (or RHTF).


In the end, what was characterized by many as a “rural hospital fund” is really nothing of the sort. The vast majority of RHTF funding is actually prohibited from directly benefiting health care providers, including rural hospitals. Members of Congress may have had different motivations for passing HR1, but the implementation of the law around the RHTF is different than the assurances around help for rural hospitals many policymakers gave the public.


https://ccf.georgetown.edu/2025/10/21/trump-administration-severely-limits-funding-for-rural-hospitals-and-clinics-from-rural-health-transformation-fund-capped-at-15/

popsdenver

(980 posts)
41. The 2024 election
Tue Nov 11, 2025, 01:04 PM
Tuesday

sealed the fate of the lower 99%.................We are gonna be obliterated, at an ACCELERATING rate....JUST LOOK AT WHAT THEY HAVE ACCOMPLISHED SINCE JAN 20TH.....

If you think it is bad now.......YOU AIN'T SEEN NOTHING YET FOLKS...........

We are all gonna get creamed, and the Republicans have already begun trashing even their own MAGAot voters, ESPECIALLY THEIR MASSIVE AMOUNT OF UN-EDUCATED, POOR, RURAL VOTERS........Rural medicine was already bad enough, now it is becoming non-existent at an acelleratingly rapid rate, they are wiping out Rural Doctors, Nurses, Rural small hospitals, etc. Their doing that has definitely been a boom to the medical helicopter patient transport businesses and the price of a helicopter transport has become astronomical, with most insurances covering only a small portion of the cost, if any at all.........Whatever you do, if you are in Rural America, don't get critically ill or have an accident.....
What, we, in EMS call the "GOLDEN HOUR" .........doesn't exist....

For the past 50 years, People have joked that the mantra for the Republican's plan for Health Care is IF YOU GET SICK, DIE QUICKLY......

The perfect title for a book about the last 45+ years would be: WHILE THE NATION SLEPT........

The Repubs have been chipping away, every chance they have had, since corruptly installing Reagan in the White House......and here we are today with all their tireless work coming to a head........and with TONs of CHECK MATES...........

leftstreet

(38,208 posts)
2. We'll be going back to talk of vouchers and savings plans
Tue Nov 11, 2025, 10:37 AM
Tuesday

Really sick of this

Instead of transitioning to nonprofit healthcare, we'll be listening to politicians arguing how much each of us should give to insurance companies

KPN

(17,015 posts)
24. Yep. We need to turn that spigot off if we want to
Tue Nov 11, 2025, 12:18 PM
Tuesday

ever have more equitable governance.

Bettie

(19,116 posts)
54. That would take congressional representation
Tue Nov 11, 2025, 03:03 PM
Tuesday

that has more members working for the people than insurance/hospital corporations.

That won't happen any time soon.

in2herbs

(4,065 posts)
6. If people can't cover the loss of their ACA support they can't pay their premiums and will drop out of the
Tue Nov 11, 2025, 11:19 AM
Tuesday

marketplace. We already have savings plans, HSA, and funding vouchers is done with government money.

What will feed the greed of insurance companies when Americans can't afford insurance?

in2herbs

(4,065 posts)
8. The upside to that claim is that the USSC has declared that health care is not a right, so how will politicians be
Tue Nov 11, 2025, 11:23 AM
Tuesday

able to force Americans to give to insurance companies?

leftstreet

(38,208 posts)
16. Driving a car isn't a right, but you have to buy insurance
Tue Nov 11, 2025, 12:03 PM
Tuesday

Pay to renew a license, buy tabs, etc

If you don't you're penalized. Which was actually how the ACA started out, trying to penalize people who didn't get insurance. Guess they saw how unpopular that was

Bettie

(19,116 posts)
53. They'll change the law that requires
Tue Nov 11, 2025, 02:58 PM
Tuesday

hospitals to stabilize patients...so, you'll have to have some kind of insurance to cover if you should have an accident or an emergency or you'll die outside the ER becasue they can't let you in without proof of insurance, even if you are bleeding out.

Then, they'll make it a law that you MUST buy insurance and once that is in place, you're stuck, you have to buy it and the companies set the prices and the level of care you get.

pwb

(12,406 posts)
61. I don't think the wealth class needs healthcare Insurance?
Wed Nov 12, 2025, 10:29 AM
17 hrs ago

They could buy a hospital if they want to.

ananda

(33,962 posts)
7. And haven't a lot of red voters lost their nearby healthcare facilities?
Tue Nov 11, 2025, 11:21 AM
Tuesday

It's going to be ridiculously difficult to get care
for so many.

groundloop

(13,413 posts)
35. But thankfully at least Billionaires will have lower taxes.
Tue Nov 11, 2025, 12:33 PM
Tuesday


Sadly, I believe we're witnessing the downfall of America in real time.

mopinko

(73,173 posts)
9. urban hospitals will b hit, too.
Tue Nov 11, 2025, 11:28 AM
Tuesday

there’s a couple hospitals here in chgo that uninsured folks know will take them. some of those will close. unless, like northwestern, they have a huge endowment for charity care.
that er is already the 9th circle of hell, tho. i cant imagine what it will b like if even 1 other hospital folds.

sheshe2

(94,824 posts)
10. There are a lot of trumpers out there
Tue Nov 11, 2025, 11:37 AM
Tuesday

That think it's fine to toss the dreaded Obamacare because they have ACA...and are too stupid to know that they are one in the same.

Johonny

(25,053 posts)
11. Insurance in general is going up at an alarming rate
Tue Nov 11, 2025, 11:39 AM
Tuesday

Not just health, but auto-insurance, Dental, home, umbrella . . .

We're at double-digit inflation in most areas and I think few are talking about a solution.

EdmondDantes_

(1,142 posts)
13. This is the real issue
Tue Nov 11, 2025, 11:51 AM
Tuesday

People complain about the greed of insurance companies but aren't looking at the root causes.

DallasNE

(7,918 posts)
22. My Condo Insurance
Tue Nov 11, 2025, 12:16 PM
Tuesday

Went up 330% last month. Oh, they added coverage for bed bugs.

Replacing ACA is a whole lot more than cutting millions of checks every month. Finding out the hard war will be both painful and expensive.

Dr. T

(455 posts)
37. I'm still waiting for the Obama Care death panels, as promised by Sarah Palin.
Tue Nov 11, 2025, 12:43 PM
Tuesday

The only "death panels" I've seen in the American for-profit healthcare system are insurance company executives.

IA8IT

(6,295 posts)
52. Replacing people to blow you off with AI to blow you off isn"t cheap!!
Tue Nov 11, 2025, 02:37 PM
Tuesday

Two of my doctors and homeowners insurance co. have AI as their front line of defense.

crud

(1,134 posts)
14. Insurance companies
Tue Nov 11, 2025, 11:51 AM
Tuesday

make a ton of money selling ACA policies. That money will be gone and the profits will have to be made up somewhere. Also, I believe many on the ACA are younger, self employed, small businesses, etc. they will now drop their insurance, so the companies will have more older and sicker folk that will increase their costs. There are many reasons why everyone but the wealthy will be hurt by this. The wealthy investors in healthcare will not lose a dime.

gab13by13

(30,624 posts)
18. I live in rural, central Pa.
Tue Nov 11, 2025, 12:06 PM
Tuesday

and have been switching my doctors to Pittsburgh. My wife was in the hospital 3 years ago, the emergency room. We had to wait in the hallway for a room to open up. She was in the hospital for 2 days and those 2 days people were still waiting in the hallway when we left.

Now, it is going to get worse. The one ER doctor had 45 patients.

milestogo

(22,198 posts)
28. And doctors are leaving the profession in droves.
Tue Nov 11, 2025, 12:23 PM
Tuesday

There are a lot of inherent problems in the profession that are not being addressed and they are getting worse.

modrepub

(3,962 posts)
20. Don't Forget About Job Losses
Tue Nov 11, 2025, 12:09 PM
Tuesday

And erosion of the tax base. The ACA is also a job creation program. A lot of healthcare workers are going to get let go and medical facilities closed. This will happen well before folks get sick and start setting up gofundme accounts for medical care.

moreland01

(852 posts)
21. Double or Triple would be a blessing!
Tue Nov 11, 2025, 12:10 PM
Tuesday

In 2024 I paid $55/month. In 2025 it was $79/month. According to the Connect for Colorado Healthcare Exchange, my 2026 premium will be $95/month with subsides and $1000/month with no subsidies.

I just can't believe the Dems would throw away Obama's legacy like that. Maybe I'm in denial, but I have no other choice but to believe the Dems will make these subsidies happen before the end of the year. If they have to give up on the Epstein vote, so be it. We all have choices to make and me not dying is more important to me.

Bluetus

(1,893 posts)
23. The math ain't mathin'
Tue Nov 11, 2025, 12:16 PM
Tuesday

"24 million people have Obamacare, 22 million get subsidies."

"Costs are going to double and triple for those people." i.e the 22 million)

"The CBO estimates that 4 million more people will become uninsured."

So the CBO believes that 18 million people can afford to pay an additional $5000 - $10,000, even $20,000 a year more? WTF?

https://www.kff.org/affordable-care-act/aca-marketplace-premium-payments-would-more-than-double-on-average-next-year-if-enhanced-premium-tax-credits-expire/

gab13by13

(30,624 posts)
43. Yeah, I didn't understand that 4 million number either,
Tue Nov 11, 2025, 01:05 PM
Tuesday

It wasn't very clear especially using the word an additional 4 million people.

Bluetus

(1,893 posts)
55. Maybe they are thinking of people that will be losing jobs
Tue Nov 11, 2025, 05:17 PM
Tuesday

As Trump's actions continue to tank the economy.

2na fisherman

(165 posts)
26. ER Triage
Tue Nov 11, 2025, 12:20 PM
Tuesday

Yes, the ER's across the nation will become swamped with uninsured patients in crisis stages. This is the most expensive area of medicine and it will bankrupt a lot of hospitals forced to bear the costs of limited or non-reimbursed costs associated with it. It's far more cost-effective to provide preventive care to manage pre-existing conditions before they become acute. The insurance companies are getting a free ride by only covering folks in good health. But the costs of delivering all levels of care must be spread out across the entire risk pool of patients to remain viable and fair. So something like a "Medicare for All" plan is needed to fix this. And more hospitals must be built and fully staffed. Perhaps the VA hospital system could be expanded and funded to include civilian patients.

Paper Roses

(7,590 posts)
27. If we lose Medicare and Medicaid, this old timer will be uninsured.
Tue Nov 11, 2025, 12:21 PM
Tuesday

I have no money to pay for increased health insurance.
As a (very) senior who lives on Social Security, I struggle to pay the bills. I live like a pauper.
Without sponsored healthcare like Medicare,, I will just cope with no coverage and hope my kids have enough money to pay for my funeral.
Yes, it is that bad for countless Americans. WE have paid into the system for .50....60.. years or more.. This is a slap in the face.
Obviously trump and the re-thugs are looking to clear us out.


NCDem47

(3,209 posts)
29. I use Healthcare.gov for health insurance.
Tue Nov 11, 2025, 12:24 PM
Tuesday

Take no subsidies or credits. Retired, but not 65. Keeping same plan from 2025 to 2026 with no changes equals a 44% increase or an additional $419 a month in whole dollars--another $5,000 a year. And the kicker? Same plan this year had no deductable---2026 now has a $2,200 dedeuctable that needs to be met first. I can swing it--but SHEESH.

moondust

(21,134 posts)
31. Ask Rick Scott.
Tue Nov 11, 2025, 12:26 PM
Tuesday
Scott was pressured to resign as chief executive of Columbia/HCA in 1997. During his tenure as chief executive, the company defrauded Medicare, Medicaid, and other federal programs. The U.S. Department of Justice won 14 felony convictions against the company, which was fined $1.7 billion in what was at the time the largest healthcare fraud settlement in U.S. history.[8][9] Following his departure from Columbia/HCA, Scott became a venture capitalist and pursued other business interests.

https://en.wikipedia.org/wiki/Rick_Scott

lostincalifornia

(4,832 posts)
33. What did they think the 2024 election was about, and when VP Harris constantly warned us about Project 2025?
Tue Nov 11, 2025, 12:30 PM
Tuesday

underpants

(193,864 posts)
40. I know it's a conspiracy theory but it's looking more and more likely
Tue Nov 11, 2025, 12:50 PM
Tuesday

The idea is that the Tech Bros have determined that they just don’t need so many humans. Robots and AI can do most of the work. There will be even more useless eaters in the future …unless there aren’t

I’m sorry but how many things are we seeing that supports that?

IronLionZion

(50,304 posts)
42. Wealthy want their tax cuts. They don't want to pay to subsidize someone else's health insurance
Tue Nov 11, 2025, 01:05 PM
Tuesday

There are people on both sides who don't like insurance companies getting that money.

So there is plenty of evidence showing their plan is to cull the herd to reduce the US population.

underpants

(193,864 posts)
50. Globally: Gaza (erasevtgat problem) and US Aid
Tue Nov 11, 2025, 02:10 PM
Tuesday

That’ll take care of a couple hundred thousand

I remember hearing something during Iraq, ex US military officer on CNN said “Let’s not forget, it’s cheaper to kill a million people than govern them”.
I remember the chill up my spine

Attilatheblond

(7,781 posts)
39. Something I posted on FB the other day. ACA isn't just help paying premiums, it also added regulations.
Tue Nov 11, 2025, 12:46 PM
Tuesday

ACA, also known as Obama Care, is NOT just about money going to insurance companies. It is ALSO about putting regulations ON insurance companies.

It's about requiring insurance companies to spend a certain % of what they charge on actual medical care payments. If an insurer does not spend that % of the premiums they collect on actual care, they must refund or lower the rates they charge. ACA limits the % of profits insurance companies can make! Without some regulation, insurers have no incentive to pay for claims, they can deny more and more to assure THEY get more profits.

The ACA puts demands on insurers to cover every client, not just the ones who don't use a lot of health care. It keeps them from only covering healthy people and refusing to cover people with per-existing conditions.
Ending ACA would mean the people who need coverage the most would be unable to get health insurance, or it would be as such a high cost that most would be unable to afford it, which is essentially the same as them not being allowed into the insurance programs.

Trump thinks everyone is as ignorant as his maga voters. He thinks he can pretend they are saving money, or getting money back when what he is trying to do is give Big Insurance the OK to deny claims and/or deny coverage to people more likely to need care and have claims. in order to make obscene profits again.

Attilatheblond

(7,781 posts)
47. You are welcome. People seem to have forgotten the reasons Big Insurance wants the program gone.
Tue Nov 11, 2025, 01:18 PM
Tuesday

If it was just about helping people by subsidizing premiums, insurance companies would LOVE the ACA! But it was also about putting regulations on the companies and governing how they can do business, requirements on how the companies have to provide payments for actual health care.

Get the word out. Remind everyone. Not only will rates go up for folks who were getting subsidies, but services will go down for all of us.

Edited to add: Gonna post this as an OP so more will remember what this is REALLY about: regulating insurers.

Attilatheblond

(7,781 posts)
57. You're welcome. GOP wants their fools to just think it's a money give away
Tue Nov 11, 2025, 08:50 PM
Tuesday

Their big donors want them to get rid of the ACA because it imposes some regulations holding the industry responsible for actually providing what people pay for. Fat Cats are not known for doing their share.

After one of those Fat Cats was gunned down, one might think the rest of them would stop being such greedy pigs that too often cause the demise of their clients, but.. NOOOOOOOOO they still don't get it.

Martin Eden

(15,169 posts)
58. Does the Continuing Resolution abolish those regulations?
Wed Nov 12, 2025, 06:01 AM
21 hrs ago

It was my understanding it was just de-funding the subsidies.

Attilatheblond

(7,781 posts)
59. Don't know, but I assume it strikes down the whole ACA, which insurance companies would pay pols to do
Wed Nov 12, 2025, 10:23 AM
17 hrs ago

hadEnuf

(3,457 posts)
48. We have a large segment of Americans who have been completely brainwashed by right-wing propaganda media
Tue Nov 11, 2025, 01:26 PM
Tuesday

going back over 30 years. Generations have been raised on this crap. People are not going to just snap back into their senses. But they do still think that they have all of the entitlements they have always had. Many think is was the Republicans who gave them those entitlements in the first place. Such is the nature of 24/7/365 propaganda.

These people are not going to understand what Trump and MAGA are doing until it is personally shoved right down their throats. Not the other guy, not the brown people, not "Antifa", not liberals and progressives but right down their own throats.

In 1929 and the resulting years, Americans faced extreme hardship and there was no question on who was responsible for it. As a result, the Republicans were sent out into the political wilderness for 50 years.

I am concerned that it is going to take another event like the 1929 stock market crash to finally wake the people up.

Attilatheblond

(7,781 posts)
62. Lived in a rural American town where the local clinic/mini hospital (8 beds) got federal funding
Wed Nov 12, 2025, 10:41 AM
17 hrs ago

but that was not enough to keep the doors open. A church congregation in the Netherlands read about the pathetic realities of medical care in rural America and decided to help the struggling people in the US. They funded a big part of that local clinic.

Yep, foreign people saw a sad situation and THEY have been sending money to help. Yet those local people in that US county keep voting for GOP pols who create and maintain the situation that impoverishes their community.

Those people don't really want to solve their problems. They get too much joy wallowing in their problems and supporting the pols whose policies create/maintain those problems.

We need better education and mental health care in this nation of we will never get things working well for the average citizen.

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