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BumRushDaShow

(162,418 posts)
Wed Oct 29, 2025, 09:12 AM 14 hrs ago

Obamacare enrollees get first look at 2026 prices as premiums soar

Source: CNN Politics

Updated Oct 29, 2025, 7:46 AM ET
PUBLISHED Oct 28, 2025, 11:10 PM ET


Premiums for Affordable Care Act coverage will skyrocket 26%, on average, next year, according to a KFF analysis released Tuesday evening, just days before open enrollment starts on November 1.

The price hike is one of the largest jumps since Obamacare plans debuted more than a decade ago — and it doesn’t factor in the expiration of the enhanced premium subsidies.

Consumers in the 30 states that use the federal exchange, healthcare.gov, can now get a preview of what they’ll pay for 2026 coverage. The site opened for so-called window shopping on Tuesday.

The monthly premium for the benchmark plan on healthcare.gov will soar 30%, on average, according to the KFF analysis, which is based on data from the Centers for Medicare and Medicaid Services. In states that run their own exchanges, the benchmark plan premium will rise by an average of 17%.

Read more: https://www.cnn.com/2025/10/28/politics/obamacare-premiums-increase-2026-coverage

13 replies = new reply since forum marked as read
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Obamacare enrollees get first look at 2026 prices as premiums soar (Original Post) BumRushDaShow 14 hrs ago OP
Gotta keep those insurance execs fat and happy! travelingthrulife 14 hrs ago #1
obviously Luigi didn't scare them enough... FirstLight 10 hrs ago #12
I use Healthacre.gov for insurance NCDem47 14 hrs ago #2
39% for me Karma13612 10 hrs ago #11
Maybe this will FINALLY wake them up...maybe Playingmantis 13 hrs ago #3
Trump told everyone in 2024 he was going to be a dictator Bengus81 12 hrs ago #4
"I don't care about you, I just want your vote." Prof. Toru Tanaka 10 hrs ago #13
Thank your republican politician. republianmushroom 12 hrs ago #5
Mine is $194 a month now, it will increase to $1,200 in 2026 BigmanPigman 12 hrs ago #6
My Blue Shield premium went up 14% for next year and I'm not even on Obamacare. nt SunSeeker 12 hrs ago #7
$24,000 Premium Cost For Myself And My Honey Beginning Jan 1st MayReasonRule 11 hrs ago #8
Dems really need to up the message everywhere--- Bayard 11 hrs ago #9
Key words: "and it doesn't factor in the expiration of the enhanced premium subsidies." progree 10 hrs ago #10

NCDem47

(3,182 posts)
2. I use Healthacre.gov for insurance
Wed Oct 29, 2025, 09:40 AM
14 hrs ago

Take no subsidies or credits. Retired, but not 65. Keeping same plan from 2025 to 2026 with no changes equals a 44% increase or an additional $419 a month in whole dollars--another $5,000 a year.

Karma13612

(4,853 posts)
11. 39% for me
Wed Oct 29, 2025, 12:51 PM
10 hrs ago

I have a Medicare advantage plan. Thru the end of this year, there has been no premium on top of the $185 I pay monthly for having Medicare.
Starting next year, If I want the same level of coverage (pertaining to copays, etc) , it will cost me $50 per month on top of the new higher Medicare premium. Can’t recall, but it is increasing to over $200 per month.

If I factor in all these changes it’s 39% for me.
Or, I can just go with a no-premium plan from the same company (Aetna) (still have to pay the Medicare Premium) which will be a downgrade to what I have now. It means I have copays on more services and we lose a bit on dental as well.

Medicare is very good. I wish this country would wake up and offer Medicare for all. Get rid of the barbaric insurance company profit-based patchwork plans we have now. They are disgraceful.

Bengus81

(9,532 posts)
4. Trump told everyone in 2024 he was going to be a dictator
Wed Oct 29, 2025, 11:24 AM
12 hrs ago

Didn't do shit but get him more votes and millions of other voters stayed home. Hell,those brain dead cult members will blame Biden or even Obama.

Prof. Toru Tanaka

(2,850 posts)
13. "I don't care about you, I just want your vote."
Wed Oct 29, 2025, 01:21 PM
10 hrs ago

“I am your retribution.”

“In four years you don’t have to vote again. We’ll have it fixed so good.”

Too many people were clapping and cheering over these remarks and not taking the time to consider what he REALLY meant.

republianmushroom

(21,812 posts)
5. Thank your republican politician.
Wed Oct 29, 2025, 11:27 AM
12 hrs ago

But president trump's pimp, mikey, said they are working on a plan.

BigmanPigman

(54,215 posts)
6. Mine is $194 a month now, it will increase to $1,200 in 2026
Wed Oct 29, 2025, 11:31 AM
12 hrs ago

That is 33% of my income after taxes. I've been bitching about it since July.

MayReasonRule

(3,941 posts)
8. $24,000 Premium Cost For Myself And My Honey Beginning Jan 1st
Wed Oct 29, 2025, 12:23 PM
11 hrs ago

We're more likely to set that $24,000 aside in an account.

Fuck these Nazi extortionists.

Fuck the greedy 'healthcare' monoliths as well.

Evil fucking incarnate.

May their punishment fit their crimes against humanity.

Bayard

(27,573 posts)
9. Dems really need to up the message everywhere---
Wed Oct 29, 2025, 12:43 PM
11 hrs ago

THIS is why we are fighting for you. THIS is why the government is shut down.

progree

(12,478 posts)
10. Key words: "and it doesn't factor in the expiration of the enhanced premium subsidies."
Wed Oct 29, 2025, 12:45 PM
10 hrs ago

(from the OP excerpt).

More from the article:

But that’s not all the bad news: The actual amount enrollees pay in 2026 will be far, far higher because the enhanced premium subsidies will disappear. Their monthly payments are expected to more than double, according to a separate analysis from KFF, a health policy research group.

. . . Several states that run their own Obamacare exchanges have announced that premiums will at least double next year if the enhanced subsidies lapse.

. . . If the subsidies expire, consumers are expected to flee the exchanges. About 4 million more people would be uninsured in 2034, according to a Congressional Budget Office analysis — and that’s on top of the roughly 10 million more people who will lack coverage due to the One Big Beautiful Bill’s Medicaid and Affordable Care Act provisions.
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