Obamacare enrollees get first look at 2026 prices as premiums soar
Source: CNN Politics
Updated Oct 29, 2025, 7:46 AM ET
PUBLISHED Oct 28, 2025, 11:10 PM ET
Premiums for Affordable Care Act coverage will skyrocket 26%, on average, next year, according to a KFF analysis released Tuesday evening, just days before open enrollment starts on November 1.
The price hike is one of the largest jumps since Obamacare plans debuted more than a decade ago and it doesnt factor in the expiration of the enhanced premium subsidies.
Consumers in the 30 states that use the federal exchange, healthcare.gov, can now get a preview of what theyll pay for 2026 coverage. The site opened for so-called window shopping on Tuesday.
The monthly premium for the benchmark plan on healthcare.gov will soar 30%, on average, according to the KFF analysis, which is based on data from the Centers for Medicare and Medicaid Services. In states that run their own exchanges, the benchmark plan premium will rise by an average of 17%.
Read more: https://www.cnn.com/2025/10/28/politics/obamacare-premiums-increase-2026-coverage
travelingthrulife
(3,662 posts)FirstLight
(15,750 posts)oh, sorry...was I saying that out loud?
NCDem47
(3,182 posts)Take no subsidies or credits. Retired, but not 65. Keeping same plan from 2025 to 2026 with no changes equals a 44% increase or an additional $419 a month in whole dollars--another $5,000 a year.
Karma13612
(4,853 posts)I have a Medicare advantage plan. Thru the end of this year, there has been no premium on top of the $185 I pay monthly for having Medicare.
Starting next year, If I want the same level of coverage (pertaining to copays, etc) , it will cost me $50 per month on top of the new higher Medicare premium. Cant recall, but it is increasing to over $200 per month.
If I factor in all these changes its 39% for me.
Or, I can just go with a no-premium plan from the same company (Aetna) (still have to pay the Medicare Premium) which will be a downgrade to what I have now. It means I have copays on more services and we lose a bit on dental as well.
Medicare is very good. I wish this country would wake up and offer Medicare for all. Get rid of the barbaric insurance company profit-based patchwork plans we have now. They are disgraceful.
Playingmantis
(489 posts)Bengus81
(9,532 posts)Didn't do shit but get him more votes and millions of other voters stayed home. Hell,those brain dead cult members will blame Biden or even Obama.
Prof. Toru Tanaka
(2,850 posts)I am your retribution.
In four years you dont have to vote again. Well have it fixed so good.
Too many people were clapping and cheering over these remarks and not taking the time to consider what he REALLY meant.
republianmushroom
(21,812 posts)But president trump's pimp, mikey, said they are working on a plan.
BigmanPigman
(54,215 posts)That is 33% of my income after taxes. I've been bitching about it since July.
SunSeeker
(57,055 posts)MayReasonRule
(3,941 posts)We're more likely to set that $24,000 aside in an account.
Fuck these Nazi extortionists.
Fuck the greedy 'healthcare' monoliths as well.
Evil fucking incarnate.
May their punishment fit their crimes against humanity.
Bayard
(27,573 posts)THIS is why we are fighting for you. THIS is why the government is shut down.
progree
(12,478 posts)(from the OP excerpt).
More from the article:
. . . Several states that run their own Obamacare exchanges have announced that premiums will at least double next year if the enhanced subsidies lapse.
. . . If the subsidies expire, consumers are expected to flee the exchanges. About 4 million more people would be uninsured in 2034, according to a Congressional Budget Office analysis and thats on top of the roughly 10 million more people who will lack coverage due to the One Big Beautiful Bills Medicaid and Affordable Care Act provisions.