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Massachusetts

smirkymonkey

(63,221 posts) Tue Jan 29, 2013, 05:43 AM Jan 2013

Can someone explain the MA Health Care Law to me?

Simply and concisely, as I have a hard time getting my mind around these things.

I moved to MA in July and just received an 1099-HC form from my insurance company for tax purposes, and I must admit I was a little surprised that I would have to supply proof of health insurance when filing state taxes.

Specifically I would like to know, what is the bottom line here? What if I lost my job and couldn't afford insurance? Can they actually force you to buy it?

Any clarification would be greatly appreciated. Thank you in advance!

3 replies

= new reply since forum marked as read

Highlight:

Can someone explain the MA Health Care Law to me? (Original Post) smirkymonkey Jan 2013 OP

"if you are an adult with income at or below 150% of the FPG, you do not have to pay a penalty" PoliticAverse Jan 2013 #1

If you have zero to very small income, you can be insured by Gardengrower Jan 2013 #2

Thanks to both of you! I appreciate it. smirkymonkey Jan 2013 #3

PoliticAverse

(26,366 posts)

1. "if you are an adult with income at or below 150% of the FPG, you do not have to pay a penalty"

Reply to smirkymonkey (Original post)

Tue Jan 29, 2013, 05:55 AM

Jan 2013

See: http://www.massresources.org/health-reform.html

Gardengrower

(1 post)

2. If you have zero to very small income, you can be insured by

Reply to smirkymonkey (Original post)

Tue Jan 29, 2013, 08:45 AM

Jan 2013

one of many companies, and the state will pay most of your premiums.

If you have a sizeable income, (over 150% of poverty) you are expected to have insurance, and pay part or all of the premiums yourself, depending upon your income.

smirkymonkey

(63,221 posts)

3. Thanks to both of you! I appreciate it.

Reply to smirkymonkey (Original post)

Tue Jan 29, 2013, 09:35 PM

Jan 2013

I am a bit shocked. I guess I am afraid of being without an income someday and being forced to buy insurance that I can't afford. God, life is just terrifying.

Reply to this discussion