The County built a facility in a floodway about 15 years ago.

pretty soon there won't be any insurance available in large swaths of the USA.

Fire or earthquake in California and west coast. Tornado and flood in the Midwest, Flood in the south and Atlantic coast.

Louisiana in particular

Um…what?

All good, I made a mistake once too.

https://whyy.org/articles/new-jersey-shore-building-elevation-rules-floodplain/

"Buildings constructed along the Jersey Shore will likely need to comply with more stringent flood elevation standards — but not as restrictive as the state originally proposed...

The state of New Jersey currently requires new buildings in the floodplain to be built 1 foot above FEMA’s standards, which already require elevations as high as 12 feet in places along New Jersey’s coast but are often outdated and do not account for rising flood risk in the future due to climate change.
Under the state’s new proposal, new and significantly renovated buildings within the coastal floodplain would need to be elevated an additional 4 feet.
For example, a home built in a floodplain where the base flood elevation is currently 9 feet would need to be elevated a total of 14 feet above a past sea level measurement. Under the state’s original proposal, the home would have been elevated 15 feet.

The state plans to publish a “Notice of Substantial Change” for the rule in the New Jersey Register next Monday, which will kick off a 60-day public comment period.

Members of the public can also provide written and oral comments during a hearing planned for September. Officials hope to finalize the rule by the end of this year, before Gov. Phil Murphy’s term ends in January 2026."


DEP ANNOUNCES PROPOSED CHANGES TO COASTAL FLOODING REGULATIONS WITH INTENT TO ADOPT BY END OF YEAR

https://dep.nj.gov/newsrel/25_0035/

"The proposed changes will be detailed in a Notice of Substantial Changes in the July 21, 2025 edition of the New Jersey Register, and will reflect adjustments to sea-level rise projections and clarify provisions that promote resilient housing and economic development projects, among other important changes. The proposed changes will be open to additional public comment and a hearing in September..."

Due to its geography, there are a myriad amount of communities and infrastructure built under 20 feet from sea level. The wealthiest state with the biggest risk this is where the financial implications get very serious.

Deleware has some schools and the corporate stuff, but that corner of the state isnt sea level.

Location of Wilmington in New Castle County, Delaware. Wilmington has an area of about 17 sq mi (44.0 km2) and is 92 ft (28.0 m) above sea level, at the place where the Christina River and Brandywine Creek meet

Now their state may have a greater percent of area at risk but not all their economic assets.

They were all a couple of years from retirement and they had a pipe dream of moving to Delaware for the.tax benefits. They were going to select a small town. Harold was going to be the mayor. That was about 15 years ago and I am pretty sure I can figure out how it ended.