We are loaded with Apple in a taxable account so for the past few years we have been donated some to charity.

The worst thing that could happen is you earn option premiums and the stock gets called away at a price above where it's trading now.

If the stock doesn't get called away, keep doing it. More option income.

But your suggestion is a good one.

and if it will do better. Easy to get overweight in it.

PANW, PLTR, CLS & SMCI. Another friend who's a broker suggested TSM.

your cash position and being in a defensive posture but ready to take opportunities in higher yield money market type investment. Realistically my personal take is that the economy is primed for a fall and we are seeing the beginnings of it. I would be quite surprised if the market doesn't a major hit in the next 4 years.

Our national debt load due to massive tax breaks and refusal to obtain more revenue is not sustainable and when you combine that with the negative impacts of tariff induced price inflation along with major negative labor impacts due to an insane roundup and deportation of workers any idea this won't have major fallout is not rational.

On a very long term basis the illusions pedaled by the purveyors of bitcoin will come home to roost at some point. All in all it would be wise to know exactly what you want to move into now and not focus so much on just taking your gains on a certain percentage of your portfolio. Strategic thinking now about what to move into and how may help determine how much of a particular asset to sell or leverage.