General Discussion

Congrats.

The American Dream is still possible. It’s right there to grab, but not enough people know how to grab it. I didn’t know how to grab it until later in life than you. But I know all sorts of people in their 20s who have a firm grip on it already. More times than not those people are the ones whose parents had them working spreadsheets at the kitchen table when they were preteens.

And not all these people have fancy jobs making better than average money. My wife’s best friend has never had a good paying job and never been married. She just turned 50 has no debt, a $50,000 emergency fund and a good retirement because her parents, who were flat out poor, taught her personal finance at a young age.

It’s so much easier to start young that it is to start later when you have to find a way out of $15,000 or more in credit card debt.