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5. they were passed under the American Rescue Plan Act in 2021
Thu Oct 2, 2025, 04:21 PM
Yesterday

...during the pandemic.

The enhanced premium tax credits, part of the American Rescue Plan Act and extended through the Inflation Reduction Act, led to record enrollment in the ACA marketplace, with millions of people gaining access to health insurance coverage.

The credits also eliminated the "subsidy cliff," which previously prevented individuals with higher incomes from receiving financial assistance for health insurance.

Take it from there... what were the politics at the time, Senate balance, etc.

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