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(1,149 posts)

4. Yes

Fri Nov 7, 2025, 07:59 AM

Friday

The extended subsidies capped the premiums for more people to a percentage of their income. So those getting the extended premiums are getting hit with paying the full premium which are also rising by roughly 20% because costs for insurers has skyrocketed.

I would assume depending on what any extension of the subsidies looks like, it would be reflected in your premiums even if you signed up now, but I can't think of a harm in waiting and I've seen others recommend waiting.

https://ctmirror.org/2025/11/03/expiring-aca-subsidies-explained/

https://www.kff.org/affordable-care-act/aca-marketplace-premium-payments-would-more-than-double-on-average-next-year-if-enhanced-premium-tax-credits-expire/

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Highlight:

Question about ACA subsidies [View all] FormerOstrich Friday OP

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