Trump's plan to replace Obamacare [View all]

Trump is trying to use the shutdown to replace Obamacare or ACA.

https://turnto10.com/news/nation-world/health-insurance-giants-see-big-stock-gains-post-obamacare-while-public-feels-the-pinch-government-shutdown-health-tax-credits-healthcare-president-donald-trump-big-beautiful-bill-flight-delays-cancellations-airports-air-traffic-controllers-snap-benefits

https://www.theguardian.com/us-news/2025/nov/08/senate-republicans-trump-obamacare

Trump wants to give billions directly to taxpayers and let them buy their own insurance.
However, they would still need to buy their own insurance from insurance companies.
Can one human being be so colossally stupid?

ACA has more to do than subsidies; like no more lifetime limits.
The reason premiums are not higher are due to the subsidies.
Also, pre ACA, insurance companies would jack up rates for people with pre-existing conditions.