General Discussion

Morbius

(782 posts)

9. Maybe so, but it's a patch that doesn't really help people.

Sun Nov 9, 2025, 01:37 AM

Sunday

Better answers include higher wages and more affordable housing. A much higher percentage of Americans were able to afford housing in years past. Stagnant wages and increased cost of living have priced a large percentage of us out of owning homes. Then there's the fact that local governments have long encouraged building housing which is large and will bring in more property taxes.

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AloeVera allegorical oracle Emile BeerBarrelPolka

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Trump likes 50 year mortgages rather than 30 year ones: [View all] applegrove Sunday OP

Their goal is to prevent you from owning anything. They can own it all, and you RockRaven Sunday #1

That is almost serfdom DBoon Sunday #31

Gee, that will shut up all those "affordability" whiners! pat_k Sunday #2

What next, interest payments only mortgages?? nt Disaffected Sunday #3

Interest-only mortgages were a fixture of predatory lending. pat_k Sunday #6

We got stuck in one of those. Took a long time to get out of it because the bubble burst. But we made it out. C Moon Sunday #14

Yeah, I forgot to add Disaffected Sunday #21

Could be worse - could be a negative amoritzation loan . . . hatrack Sunday #35

So basically, from Cradle 2 the Grave Coldwater Sunday #4

Almost nobody will ever be able to pay off their mortgage. Ocelot II Sunday #5

Also if you can't pay it off before you die (and most won't) then your estate/heirs RockRaven Sunday #10

This message was self-deleted by its author PeaceWave Sunday #7

Maybe so, but it's a patch that doesn't really help people. Morbius Sunday #9

This message was self-deleted by its author PeaceWave Sunday #11

It's still rather predatory. There are other means to make home ownership KPN Sunday #12

This message was self-deleted by its author PeaceWave Sunday #13

It is medieval serf living except the serfs, not the would be paying the taxes delisen Sunday #16

A 50 year loan is predatory. Bengus81 Sunday #17

I disagree. The whole housing market is increasingly predatory in recent years. KPN Sunday #22

This message was self-deleted by its author PeaceWave Sunday #25

You will pay for your whole life time dweller Sunday #8

I'll take the 15 year one. That's all I ever held on any of my sinkingfeeling Sunday #15

We did that too Bettie Sunday #20

Us as well Mossfern Sunday #26

This message was self-deleted by its author PeaceWave Sunday #27

And is the debt passed on to the next generation? milestogo Sunday #18

If it's unpaid, the lender holds the title to the home. So in that sense, no. But from the standpoint of leaving KPN Sunday #23

One of the housing issues is that seniors are remaining in their homes allegorical oracle Sunday #19

+1 leftstreet Sunday #24

I read this on FB & there wasn't a link, so take it for what it's worth. CrispyQ Sunday #30

If it is done when someone is 30, they will be paying on it until they are 80 UpInArms Sunday #28

This message was self-deleted by its author PeaceWave Sunday #29

Some people value the freedom of renting over the financial benefits of owership. CrispyQ Sunday #32

I have been a lifelong renter BeerBarrelPolka Sunday #34

At age 80, you may never own your house. no_hypocrisy Sunday #33

It seems like this is a way to solve the employment crisis jmowreader Sunday #36

Which would I pick? Bristlecone Sunday #37

This is another stupid trump idea LetMyPeopleVote Monday #38

It seems like the student loan fiasco where people these days pay applegrove Monday #39

A 15 yr loan works out to $3,375/mo. 207.6K interest. Mosby Monday #40