Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

General Discussion

EdmondDantes_

(1,159 posts)

6. Neither addresses the root cause but short term the ACA subsidies are better

Reply to andym (Original post)

Sun Nov 9, 2025, 01:32 PM

Sunday

The HSA solution works for those who have enough money to pay their deductible and still be able to pad the HSA or low healthcare costs. But one surgery or major illness and the math flips.

Edit history

Please sign in to view edit histories.

Recommendations

1 members have recommended this reply (displayed in chronological order):

BeerBarrelPolka

10 replies

= new reply since forum marked as read

Highlight:

Analysis of HSA grants versus ACA subsidies: Given the problematic GOP idea to create HSA grants instead of subsidies [View all] andym Sunday OP

Odd analysis regarding high need individuals. Ms. Toad Sunday #1

The grants might not provide sufficient funds to pay the higher deductibles for those in great financial need andym Sunday #2

It isn't an issue of whether she can cover it or not. Ms. Toad Sunday #7

Simply put - HSAs are only effective if you make enough money haele Sunday #3

Perhaps then that is the compromise the Democrats in the Senate should offer: ACA subsidies plus HSA grants andym Sunday #5

Typically these ridiculous so-called savings accounts are pre-tax dollars... Hugin Sunday #4

Neither addresses the root cause but short term the ACA subsidies are better EdmondDantes_ Sunday #6

Whatever (stupid) idea trump is proposing Freddie Sunday #8

HSAs can't be set up if you are on Medicare, and FSAs valleyrogue Sunday #9

HSA's can also be money poured into stock market lostnfound Monday #10