Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search
18. I could be wrong, I'm only 59 and not well versed in Medicare matters
Thu Oct 2, 2025, 11:06 AM
Yesterday

My understanding is the Medicare Advantage plans are generally cheaper than Medicare and don't require Gap Insurance plans to cover the 20% that Medicare doesn't. They are often better than Medicare when you are on the younger/healthier end of your life cycle. As you age and require more care, being for-profit businesses, they begin finding creative ways to deny coverage or delay it so long that you give up and do without the procedure.

As to re-enrollment in traditional Medicare, I have zero experience there, but I've been told you can do it. The problem is Medicare and the gap plans to cover your 20% is often more expensive. Plus, by that time people often have difficulty getting gap insurance because of pre existing conditions.

I hope someone else can add or or correct this.

Recommendations

0 members have recommended this reply (displayed in chronological order):

Trump needs the money for his stunts, golf, and ballroom. Irish_Dem Yesterday #1
This shouldn't surprise anyone FakeNoose Yesterday #2
Damn good question! By putting "Medicare" in the name they succeed in convincing people they need it... Rhiannon12866 Yesterday #4
It is "Medicare Part C", established by the weasle John Kaisich under Clinton BumRushDaShow Yesterday #7
The real reason they call it "Medicare Advantage" meow2u3 Yesterday #20
The advantages can outweigh the costs as long as you're not sick bucolic_frolic Yesterday #3
Urban areas? Because southern MN voted red. kerouac2 Yesterday #5
I don't think this is politics House of Roberts Yesterday #19
"What are the options?" area51 Yesterday #6
Only Minnesota? mdbl Yesterday #8
No. BumRushDaShow Yesterday #9
But it's just become Open Season dweller Yesterday #10
Expect It To Happen Elsewhere... GB_RN Yesterday #11
Every year come the attacks DownriverDem Yesterday #12
Yes, You Need RobinA Yesterday #13
And . . . AverageOldGuy Yesterday #14
You can, but you can't get supplemental insurance Demobrat Yesterday #17
I could be wrong, I'm only 59 and not well versed in Medicare matters InstantGratification Yesterday #18
You are correct. Demobrat 23 hrs ago #22
No, You Don't RobinA 23 hrs ago #23
That's all Part C RainCaster Yesterday #15
Silver lining for some people. Demobrat Yesterday #16
This is another of a million reasons to NEVER vote for ANY republiCON wolfie001 Yesterday #21
Latest Discussions»Latest Breaking News»UnitedHealthcare, other i...»Reply #18