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Silent Type

(10,641 posts)
2. Not much on crypto, but it is an "asset" in the same sense stock is. It's volatile, like stock. Plus, some safeguards
Sun Jun 29, 2025, 02:48 PM
Jun 29

seem to be required. Will have to see how this works out.

Key Points

--The Federal Housing Finance Agency is working to let borrowers use crypto as part of their federal mortgage applications without converting it to cash.

--Only digital assets held on U.S.-regulated, centralized exchanges will qualify under the new guidance.

--Fannie and Freddie must design safeguards to account for crypto’s volatility and submit their plans to the FHFA.

"The order directs both housing finance giants to develop proposals that include digital assets — without requiring borrowers to liquidate them into U.S. dollars prior to a loan closing.

Pulte said in a post on X that the move aligns with President Donald Trump’s vision “to make the United States the crypto capital of the world.”

Historically, cryptocurrency has been excluded from underwriting frameworks due to volatility, regulatory uncertainty, and the inability to easily verify reserves. This directive changes that.

https://www.cnbc.com/2025/06/25/trump-crypto-mortgage.html

Personally, I trust old-fashioned assets, but everyday looks like more people are getting into digital "assets." Hope it doesn't go south.

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