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progressoid

(52,129 posts) Sun Nov 4, 2012, 11:56 PM Nov 2012

Anybody have a Health Savings Account? [View all]

It's that time of year again and we have to renew our plan through my wife's employer. In the past we had an HRA (health reimbursement account). But now we're considering an HSA.

HSA has much lower payments. Slightly higher deductible. If we had the HSA last year we would have saved a few bucks.

But I'm a just wondering if there are any major issues we should look out for.

9 replies

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Anybody have a Health Savings Account? [View all] progressoid Nov 2012 OP

We did, for two years. what a PITA. politicat Nov 2012 #1

The PITA aspect concerns me. progressoid Nov 2012 #2

I'm soured on them, no doubt, but... politicat Nov 2012 #9

It's a gamble. If you don't use it you lose it. In our case... HopeHoops Nov 2012 #3

NO - with FSAs you use it or lose it. With HSAs(which must be tied with a high-deductible insurance kath Nov 2012 #5

I don't have high-deductable insurance, but I thought HSA was a use it or lose it. HopeHoops Nov 2012 #7

Yes ismnotwasm Nov 2012 #4

Also looking into one... LP2K12 Nov 2012 #6

I also think it pre tax meaning Alleycat Nov 2012 #8

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