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politicat

(9,810 posts)

9. I'm soured on them, no doubt, but...

Reply to progressoid (Reply #2)

Mon Nov 5, 2012, 06:39 PM

Nov 2012

That insurance was awful all around - that employer was ... Church-lady Speeee-shul. They were definitely #1 fans of the Low Bid Contract. I'm pretty sure most providers have to be better (because, it's a seriously low bar to step over).

Watch reimbursements, make sure you can use up to your annual contribution before it's all in there (because if you need something that's $1000 and you only have $850 built up, that can mean delays in processing) and make sure you understand the receipt process before signing up.

For us, using about $2000 a year, it wasn't enough of a savings to compensate for the hassle.

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Anybody have a Health Savings Account? [View all] progressoid Nov 2012 OP

We did, for two years. what a PITA. politicat Nov 2012 #1

The PITA aspect concerns me. progressoid Nov 2012 #2

I'm soured on them, no doubt, but... politicat Nov 2012 #9

It's a gamble. If you don't use it you lose it. In our case... HopeHoops Nov 2012 #3

NO - with FSAs you use it or lose it. With HSAs(which must be tied with a high-deductible insurance kath Nov 2012 #5

I don't have high-deductable insurance, but I thought HSA was a use it or lose it. HopeHoops Nov 2012 #7

Yes ismnotwasm Nov 2012 #4

Also looking into one... LP2K12 Nov 2012 #6

I also think it pre tax meaning Alleycat Nov 2012 #8