Consumer Advice

She's recently contacted a real estate agent, but based on a quick look and some comparables, its not too good. I left out the garage needs serious structural repair, which wasn't factored in.

She's been working with Habitat For Humanity for years, which is sanctioned by some state agency (in Minnesota) for helping distressed homeowners, but they aren't much help.

There is no way she'll deal with a for-profit radio-advertising type of mortgage rescue organization, thankfully.

She really wants to stay in the home. Right now its a sweet deal because the renting housemates pay the mortgage payment and then some. But that will change.