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Personal Finance and Investing

mahatmakanejeeves

(66,467 posts)

2. T-bills. Short-term and ladder.

Reply to Old Crank (Original post)

Sun Aug 3, 2025, 02:25 PM

Aug 3

Making 4% isn’t great, but it beats losing 20%.

I have a fair chunk of stocks, and I am well aware that they could drop 5% in one day.

And good afternoon.

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somsai OutNow

16 replies

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Highlight:

Any ideas out there for safe havens [View all] Old Crank Aug 3 OP

Excellent question. RandomNumbers Aug 3 #1

I feel your pain Old Crank Aug 3 #4

T-bills. Short-term and ladder. mahatmakanejeeves Aug 3 #2

I have done some stuff Old Crank Aug 3 #7

Do you find bonds offering stablity? Happy Hoosier Aug 13 #14

Yes retired. Old Crank Aug 13 #15

Bask Bank customerserviceguy Aug 3 #3

A dumb question snowybirdie Aug 3 #5

Not sure. Old Crank Aug 3 #8

That's a good question b/c US Treasuries are a part of most bond funds. bucolic_frolic Aug 3 #6

US treasuries considered safest in the world somsai Aug 3 #9

The difference is when you retire Old Crank Aug 3 #10

Technically I am retired, I get full SS somsai Aug 4 #11

2/3rds of my money is in mutual funds bif Aug 5 #12

"Mutual funds" encompasses money market mutual funds, bond mutual funds, T-bill mutual funds progree Aug 5 #13

Despite global optimism over lower US interest rates bucolic_frolic Aug 23 #16