Personal Finance and Investing

Old Crank

(6,117 posts)

15. Yes retired.

Wed Aug 13, 2025, 05:06 PM

Aug 13

Trying to find what might be a relatively safe haven for retirement funds.
We have just bought a flat in Germany. So that is some diversification. We can pay down the existing note on a yearly basis.
Right now we have mostly IRA accounts. Drawing them down means a sizable tax hit. (German taxes are higher than in the US)
So there are limits to what and when we can do stuff.

Quite a puzzle. Who expected the orange fool to work to destroy the economy of the world?

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Any ideas out there for safe havens [View all] Old Crank Aug 3 OP

Excellent question. RandomNumbers Aug 3 #1

I feel your pain Old Crank Aug 3 #4

T-bills. Short-term and ladder. mahatmakanejeeves Aug 3 #2

I have done some stuff Old Crank Aug 3 #7

Do you find bonds offering stablity? Happy Hoosier Aug 13 #14

Yes retired. Old Crank Aug 13 #15

Bask Bank customerserviceguy Aug 3 #3

A dumb question snowybirdie Aug 3 #5

Not sure. Old Crank Aug 3 #8

That's a good question b/c US Treasuries are a part of most bond funds. bucolic_frolic Aug 3 #6

US treasuries considered safest in the world somsai Aug 3 #9

The difference is when you retire Old Crank Aug 3 #10

Technically I am retired, I get full SS somsai Aug 4 #11

2/3rds of my money is in mutual funds bif Aug 5 #12

"Mutual funds" encompasses money market mutual funds, bond mutual funds, T-bill mutual funds progree Aug 5 #13

Despite global optimism over lower US interest rates bucolic_frolic Aug 23 #16