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Mental Health Support

In reply to the discussion: Money Trauma [View all]

Backseat Driver

(4,671 posts)
6. I agree with your first paragraph, brush.
Fri Jul 19, 2019, 06:16 PM
Jul 2019

However, don't be naive enough to think Medicare-for-all, single-payer, healthcare would vastly contribute to stress relief or lower costs. It costs a senior about 100 a month for Medicare in my state taken from one's SS check which is totally taxable as in many states and still it only delivers on 80% of costs. It's the 20% not covered that will put a senior into medical bankruptcy, previous conditions notwithstanding, on the costs to keep their supplementals in force and drug plans that cover higher cost pharmaceuticals at home with a co-pay that shatters the food budget. It's shameful that even a new-born can be assessed higher costs for care by reason of a previous condition for the rest of their lives. Way back when, 1975, it cost us nothing out-of-pocket to normally birth another taxpayer under insurance. Now young families go into debt to take their baby home even with uncomplicated deliveries and reduced stays. As a senior who pays federal, state, and local taxes toward schools and services, I no longer should need to pay to cover their births as well. Can't afford them; don't have them. I guess I should have used a crystal ball regarding the explosion of college costs. After fully-covered basic Medicare coverage that includes mental health issues, I'd prefer cafeteria choices of supplemental programs so one could obtain what each individual needed at less cost: pediatrics, women's, men's, additional geriatric coverages above the basics. That way insurance employees would still have jobs as well.

TPTB would have to invent other forms of "expenses of doing business" to gain their tax advantages on top of cuts, and you can bet they will. As for lowering the costs of products, I don't see that ever happening no matter how much the company may save on their costs for group employer-based healthcare. I don't get refunds, because in their great wisdom, they laid-off workers over and over again who were granted school loans based on a totally unrealistic employment future let alone the loans their kids incurred. Nope, not dischargeable. In addition, I think the Federal poverty level should be revised so more seniors bludgeoned by this last Great Recession could take advantage of housing and food programs as it destroyed their savings, took their homes, and crashed their prime working years which lowered their SS. In many cases, it took an instant to lay-off and then often took years to be hired again. Remember those ads that refused to hire if one was out-of-work? My spouse served proudly during the Viet Nam conflict, but not even the government contractors would bring him on-board but expected him to hurry out-of-town at his own expense to attend their budget-burning training even before being paid a single day. He "worked" three days that time before THEIR plans changed.

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