Parenting

It's never a good idea to let a child have access to or the use of a credit/debit card without adult supervision of every single purchase. Even us adults don't always control our spending with those cards, but for the kids the money isn't real.

However, it should not have taken the mom THREE years to notice the charges. She works for an actuarial consulting firm but apparently never takes a look at her bank statement or debit card amounts. I would not want her to consult for me or my company.