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SheilaT

(23,156 posts)

9. Nope. The file and suspend thing only matters to couples currently married.

Reply to Bluenorthwest (Reply #6)

Sun Nov 1, 2015, 02:11 AM

Nov 2015

I'm a divorced spouse, so what mattered here was that he be at least 62, I be at least 66, we have been married at least ten years and divorced at least two. In my case, bingo! In August I started collecting SS. Once I turn 70, in August of 2018, I'll collect my own SS, which will be about $600 more than the spousal benefit. If he dies, I'll be his widow, and my SS payment will rise by about $400.

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I never heard of this Social Security "gaming" before....I wonder who is doing it? [View all] Peregrine Took Oct 2015 OP

People who can afford tax advisors than could explain strategies like that? PoliticAverse Oct 2015 #1

i plan to do this. mopinko Oct 2015 #2

You might want to double check your plan. SheilaT Oct 2015 #5

i have a small farm. that is enough for me to do. mopinko Oct 2015 #7

Unfortunately, you need to be very aware of age things. SheilaT Nov 2015 #8

i was really distressed that my divorce lawyer mopinko Nov 2015 #10

Someone who thinks you can get Medicare at age 62 SheilaT Nov 2015 #11

I don't like the file and suspend scheme. Although it won't help me, I would keep spousal benefit, Hoyt Oct 2015 #3

It's not gaming, and you really don't need an expensive advisor SheilaT Oct 2015 #4

But the change is not to the spousal or divorced spousal benefit but to the 'file and suspend' Bluenorthwest Oct 2015 #6

Nope. The file and suspend thing only matters to couples currently married. SheilaT Nov 2015 #9