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nitpicked

(1,306 posts)

8. It depends on the time you want to tap the fund

Reply to bif (Original post)

Wed Mar 12, 2025, 12:17 PM

Mar 2025

I partially bailed out in 2026 and went into securities.

In 2009, it looked like the right thing.

Even, to my view, for several years.

BUT then, after late 2022, the market was IMO shot full of "hopium" and the S&P went up 50% or more.

Even Musk took over a failed dealership in my county to peddle his csrs..

IMO, a correction was overdue.

But when it strikes can impact one's plans.

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I've lost more that 10% of my savings in less than a week! [View all] bif Mar 2025 OP

me too and my broker won't return my call Shellback Squid Mar 2025 #1

Wow. That's pretty shitty! bif Mar 2025 #5

Same. FalloutShelter Mar 2025 #26

My money guy knows not to call me. Ms. Toad Mar 2025 #21

I'm afraid to look at my investments. Emile Mar 2025 #2

Savings, or investment valuation? WhiskeyGrinder Mar 2025 #3

Investments I guess. bif Mar 2025 #6

you haven't lost anything. that's how investments work. Groundhawg Mar 2025 #4

? so the money is there but I just can't see it? Shellback Squid Mar 2025 #7

It's only lost if you cash out now EdmondDantes_ Mar 2025 #9

'over time' does not erase stopdiggin Mar 2025 #12

Not Nessarily True ProfessorGAC Mar 2025 #14

Good points! bif Mar 2025 #16

Okay, so how about those years when the market rises precipitously? PoindexterOglethorpe Mar 2025 #17

I've Seen Thus... ProfessorGAC Mar 2025 #19

All I can tell you is that I have more money than ever, PoindexterOglethorpe Mar 2025 #25

Then You Read It Wrongly ProfessorGAC Mar 2025 #27

you didn't grasp what the post said stopdiggin Mar 2025 #35

Why "8.5%"? It seems arbitrary. muriel_volestrangler Mar 2025 #32

It Doesn't Matter ProfessorGAC Mar 2025 #33

Your math is irrelevant, because you're basing your math on a bubble muriel_volestrangler Mar 2025 #34

no. the math is NOT based on a bubble stopdiggin Mar 2025 #36

Absolutely need also includes government forced withdrawals, Ms. Toad Mar 2025 #22

thanks! a deserving clapback to one of those stopdiggin Mar 2025 #11

Then you probably shouldn't have your money in the stock markets. n/t Ms. Toad Mar 2025 #23

OF course not. you have invested in a roller coaster investment. Groundhawg Mar 2025 #24

It depends on the time you want to tap the fund nitpicked Mar 2025 #8

Did you time travel to bail in 2026? bif Mar 2025 #15

I moved my 401K holdings Miguelito Loveless Mar 2025 #10

You really, really have not lost a single penny PoindexterOglethorpe Mar 2025 #13

Yep!! Pissed beyond belief!! Ishoutandscream2 Mar 2025 #18

As long as you're not in a mandatory withdrawal situation - Ms. Toad Mar 2025 #20

In a 'glass half full' thinking way, it is a great time to buy! Stocks are on a 10% off sale! I usually kelly1mm Mar 2025 #28

There is little buying interest, things just move and trend all day. No bounces. Just flat to lower. bucolic_frolic Mar 2025 #29

me too Maninacan Mar 2025 #30

Was in high school for Black Monday in 1987 and all the panic -- my parents lost $XXXX now I can't go to college JT45242 Mar 2025 #31