General Discussion

bfoxmatt

(31 posts)

61. Why is Medicare so confusing?

Sat Oct 4, 2025, 06:52 PM

2 hrs ago

I am a relatively healthy woman on Medicare. (I am 72, soon to be 73.) OK, so I have kidney disease and am on pills for high blood pressure, high cholesterol, and a few other ailments, but I'm out there being active, hiking, traveling, gardening, having a good ole time (other than when I'm feeling down because of current politics).

I have an additional AARP policy with United Healthcare. I have NO IDEA if that is considered a Medicare Advantage or a Medicare Supplement policy? I also signed up for the Part D Prescription plan even though my Rx's are not that bad so far. I was nervous about if I needed more expensive prescription drugs in the future and it looked like, similar to other "penalties" imposed, that if you wait longer to sign up, it will be more costly.

I was a science educator for 25 years and always feel like -- if I can't understand it, what about the rest of the people!?

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Skittles

65 replies

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They're going to die. [View all] applegrove Yesterday OP

This news is coming at a bad time for the Klarkashton Yesterday #1

But also not a bad time b/c it comes before Midterm Elections. no_hypocrisy Yesterday #2

That's a forever time away these days. Klarkashton 23 hrs ago #15

Right before the election, Trump will declare that his beautiful Tariff Plan has left the US with so much money, Marie Marie 6 hrs ago #46

I'm confused what plan she has Skittles Yesterday #3

Don't know. I can't figure out the US's medical system. applegrove Yesterday #4

well, believe me Skittles Yesterday #5

It's a "Medicare advantage " plan. James48 23 hrs ago #12

actually you CAN go back to regular Medicare Skittles 23 hrs ago #13

You may have to do so during open enrollment soldierant 22 hrs ago #31

Medicare "Advantage" is a huge scam Skittles 20 hrs ago #36

Should be retitled "Medicare Disadvantage". BattleRow 10 hrs ago #42

it's shouldn't have Medicare in the name at all Skittles 6 hrs ago #48

If intent on using Medicare,MedicareLESS would have been an option. BattleRow 6 hrs ago #49

MA Private insurance companies driven by profit kkmarie 5 hrs ago #52

more likely Skittles 5 hrs ago #54

In 2023, I was in the hospital and then rehab soldierant 2 hrs ago #63

They ARE scams BlueKentuckyGirl 5 hrs ago #55

yes that is another thing Skittles 2 hrs ago #64

Was just Rebl2 10 hrs ago #41

A distinction without a difference in the vast majority of cases. W_HAMILTON 5 hrs ago #56

I talked a younger brother out of signing up for MA Skittles 2 hrs ago #60

Why is Medicare so confusing? bfoxmatt 2 hrs ago #61

that UH policy you have is likely a Medigap plan Skittles 2 hrs ago #62

Tell me about it! W_HAMILTON 1 hr ago #65

I think she's a pre-65 senior NJCher 6 hrs ago #50

I had the same question TimeToGo 10 hrs ago #40

She could be a senior who is not yet MontanaMama 9 hrs ago #43

wow Skittles 6 hrs ago #47

Greed has overtaken governance and made the voters Mr.WeRP 5 hrs ago #58

I HATE, ABSOLUTELY HATE THIS WHOLE GAWD DAMN ADMINISTRATION!!!!!!! a kennedy Yesterday #6

I got a notice about two months ago dhol82 Yesterday #7

Sorry, that should be the medigap plan from United healthcare dhol82 Yesterday #8

On a Medigap plan, your copay should be fixed by the plan type when you bought it. n/t Ms. Toad 23 hrs ago #16

Sorry to hear this... Bread and Circuses Yesterday #9

She implies she is on Medicare with an additional plan. applegrove 23 hrs ago #11

She says "her share" is going up $1,000 per month HuskiesHowls 23 hrs ago #28

Thanks! Bread and Circuses 23 hrs ago #29

Sorry for you but glad you have the means. applegrove 22 hrs ago #32

If I am understanding this correctly, mwmisses4289 Yesterday #10

Right. That is what I got out of her statement. applegrove 23 hrs ago #20

OK that makes sense to me Skittles 20 hrs ago #37

The blood running through the veins/arteries of the monsters in the R' party/Project 2025/Russell Vought was Jack Valentino 23 hrs ago #14

My plan D is set to increase $50 a month Auggie 23 hrs ago #17

Message auto-removed Name removed 23 hrs ago #18

Message auto-removed Name removed 23 hrs ago #19

Nope. He was a gun humper. Encouraged to daydream about guns in his youth. applegrove 23 hrs ago #21

Post removed Post removed 23 hrs ago #23

Nobody is celebrating, especially in this thread, unless it is you. . . . . nt Bernardo de La Paz 23 hrs ago #24

Message auto-removed Name removed 23 hrs ago #25

Go worship your orange god, cult member. . . . . nt Bernardo de La Paz 23 hrs ago #27

Please do not post opaque links. Post the real link and provide a description so we know the source. . . nt Bernardo de La Paz 23 hrs ago #22

I'm not convinced that you will get a coherent response. SoFlaBro 23 hrs ago #26

Will try to do better. applegrove 22 hrs ago #33

It wasn't you, it was the maga troll. You're fine. . . . nt Bernardo de La Paz 22 hrs ago #34

Okay. Thanks. applegrove 22 hrs ago #35

Wow. What a shock to receive. Joinfortmill 22 hrs ago #30

No, but I was on borrowed time already. OldBaldy1701E 12 hrs ago #38

So sorry. Not reported enough...especially the fact that many who are relatively healthy will wiggs 10 hrs ago #39

I used to think the R's just didn't care. I was wrong. They do care, they WANT people to die. Fil1957 9 hrs ago #44

Remember death panels? shanti 5 hrs ago #53

You have every right to be pissed as hell. There is NOO excuse for this cruelty and the outrageous cost of "healthcare" Evolve Dammit 7 hrs ago #45

The answer is very simple 2 words. multigraincracker 5 hrs ago #51

Appreciate the post but without details it's hard to understand flamingdem 5 hrs ago #57

see post #43 Skittles 2 hrs ago #59