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KentuckyWoman

(7,318 posts)

17. I laddered CDs

Reply to Karma13612 (Reply #6)

Wed Oct 29, 2025, 09:16 PM

13 hrs ago

Every 3 months one comes due. 3 to 5% is better than losing it all. There is not much to lose but without it, I live under a bridge.

I did keep a little bit of stock.

Not the fanciest set up but I sleep at night

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Karma13612 think4yourself

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Highlight:

When does the Stock Market Crash? [View all] Chasstev365 16 hrs ago OP

Trump will Jerry2144 16 hrs ago #1

Yes, there absolutely no limits PatSeg 16 hrs ago #3

People here have been predicting for months and months that it will happen any day MichMan 16 hrs ago #2

Nope- just keeping things balanced and diversified Fiendish Thingy 14 hrs ago #15

I exchanged my more volatile investments CanonRay 10 hrs ago #34

When financial underpinnings of the Trump economy are worse than AI growth prospects bucolic_frolic 16 hrs ago #4

Up 20k points since 2019 OC375 16 hrs ago #5

I switched my 401K from a retirement target date fund Karma13612 16 hrs ago #6

So did I. no_hypocrisy 14 hrs ago #16

I laddered CDs KentuckyWoman 13 hrs ago #17

Yes, I am looking Karma13612 12 hrs ago #21

You could get an FDIC-protected CD and ... Dave says 11 hrs ago #26

Thank you for this! Karma13612 11 hrs ago #29

Same here. GoodRaisin 8 hrs ago #37

a sign of extreme wealth inequality DBoon 15 hrs ago #7

This message was self-deleted by its author Midnight Writer 15 hrs ago #8

Great Points ProfessorGAC 15 hrs ago #9

Exxon is down because oil is down. Melon 11 hrs ago #31

And? ProfessorGAC 4 hrs ago #38

This is absolutely not true. Every section (11 in total) are all up this year Melon 13 hrs ago #19

Thanks, Melon. I'll delete my post. Midnight Writer 12 hrs ago #20

Whenever the AI bubble bursts D_Master81 15 hrs ago #10

Just about anything could spook investors Fiendish Thingy 14 hrs ago #11

Who knows? Timing the market is a fool's errand fujiyamasan 14 hrs ago #12

80% of the run up edhopper 14 hrs ago #13

I am assuming rate cuts and Ai job trimming Johonny 12 hrs ago #23

Tech bubble is ready Blue Full Moon 14 hrs ago #14

When Nvidia... hunter 13 hrs ago #18

Yep. As Prof G describes, America is essentially an all in bet on AI, with circular deals artificially inflating values pat_k 11 hrs ago #32

Today was a nutty day Johonny 12 hrs ago #22

When the AI bubble bursts krawhitham 11 hrs ago #24

November? Captain Zero 11 hrs ago #25

There is so much global wealth sloshing around, it has to go somewhere jmbar2 11 hrs ago #27

Don't know when, but Prof G sets out how the end will begin: pat_k 11 hrs ago #28

Yes, it's a bubble. Money chasing money, and the "best outcome" I can see for AI is in specialized verticals, where it's usonian 10 hrs ago #33

I wish I could comment on all of this lapfog_1 11 hrs ago #30

AI companies are reporting huge profits. It's a bubble but kinda different from 1999. Quixote1818 10 hrs ago #35

When all the missing economic data is finally released, and it's horrific even with manipulation. Doodley 8 hrs ago #36