General Discussion

Last edited Mon Nov 10, 2025, 09:59 PM - Edit history (1)

...there were people with incomes that were a bit too high to qualify for subsidies originally, and with the 2021 enhancements to the program, their income now qualified. If we return to 2020 rules, their income will no longer qualify. So if the 2021 changes cut their premiums by 2/3, then yes, letting those changes expire will put them back where they were in 2020, before that 2/3 cut, which means yes, triple what they are now paying.

I am not in favor of cutting back on the subsidies. I'm just saying I don't think it would destroy the ACA. If having the subsidies back at 2020 levels would destroy the ACA, doesn't that make you wonder why the ACA had not collapsed in 2020? (The enhanced subsides came about, not because the ACA was on the verge of collapsing, but because of covid.)

But as for the *political* implications you refer to, yeah, that's a concern. And if we do indeed lose this fight, the handling of the messaging could be critical as we come to the midterms, agreed.